What is the true cost of buying an apartment in Acacia Gardens?

The median apartment in Acacia Gardens is $650,000. Including stamp duty ($23,780), strata, council rates, insurance, and mortgage repayments, the true first-year cost is approximately $51,944, or $4,329/month.

What does it really cost to buy a house in Acacia Gardens?

The median house in Acacia Gardens is $920,000. True first-year cost including stamp duty ($35,930), rates, insurance, maintenance, and mortgage repayments is approximately $65,524.

What is the vacancy rate in Acacia Gardens?

Acacia Gardens currently has a vacancy rate of 1.8%. Properties average 32 days on market.

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True Cost of Buying in Acacia Gardens

2763 NSW · 42km to CBD

Rising

A decision, not just a search · Acacia Gardens

Does the lower estimated monthly cost make a property the better buy?

Only under the assumptions entered—and cost is not the whole decision. This model compares scenarios, not lender approval, building condition or personal suitability. Replace defaults with current quotes and documents, then test whether the cost remains manageable when circumstances change.

Questions that could change the answer

Which costs are current supplied figures, and which are model defaults?
What happens to your buffer if interest, repairs or vacancy costs rise?
What finance, contract or inspection condition remains unresolved before an offer?

Evidence to obtain—not yet verified here

Current lender terms and approval conditions, not only a borrowing estimate.
Dated levy notices, rates, insurance quotes and maintenance information.
Contract advice, inspection findings and comparable sales evidence.

Other options: Lower the price limit, compare another property or wait for critical checks. A favourable model result is not a recommendation to make an unconditional offer.

Next action: Re-run the existing calculator with documented inputs, then agree your conditions and walk-away point with the relevant professionals.

When to revisit: Revisit when any input, approval condition, price or property finding changes.

General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.

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Market Intelligence

Acacia Gardens is a rapidly developing family-oriented suburb in Sydney's North West Growth Area, part of the Blacktown Local Government Area. This relatively new residential community has experienced significant growth since its establishment, attracting predominantly young families and first-time homebuyers seeking affordable housing options within commuting distance of Sydney's CBD. The suburb benefits from excellent transport connectivity, particularly through its proximity to Rouse Hill Metro Station on the Sydney Metro Northwest Line, providing direct access to the city center. The area features a mix of new construction homes, townhouses, and house-and-land packages, with property values showing consistent growth driven by strong demand from families seeking modern amenities and good schools. Local infrastructure includes Acacia Gardens Public School, multiple parks and recreational facilities, and easy access to Rouse Hill Town Centre for shopping and dining. The community is characterized by its multicultural population and family-friendly atmosphere, with ongoing infrastructure improvements as part of broader Western Sydney development initiatives enhancing the suburb's appeal and long-term growth prospects.

Excellent transport connectivity via Sydney Metro Northwest Line and bus servicesStrong demand from first-time buyers due to relative affordabilityFamily-friendly community with quality schools and recreational facilitiesPart of North West Priority Growth Area with ongoing infrastructure investmentMix of new and established housing options catering to diverse buyer preferences

Market Snapshot

Median House

$920K

+5.8% 1yr

Median Apartment

$650K

+4.2% 1yr

Median Townhouse

$780K

Vacancy Rate

1.8%

32 avg DOM

Yield (Apartment)

4.5%

Yield (House)

3.8%

Auction Clearance

72%

Population

4,200

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$4,329/mo

Purchase Price

$650,000

Stamp Duty

$23,780

1st Year Total

$51,944

House

$5,460/mo

Purchase Price

$920,000

Stamp Duty

$35,930

1st Year Total

$65,524

Townhouse

$4,786/mo

Purchase Price

$780,000

Stamp Duty

$29,630

1st Year Total

$57,428

Run Your Own Numbers

These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.

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