True Cost of Buying in Albury

2640 NSW · 550km to CBD

Rising

Market Intelligence

Albury is NSW's largest inland city, strategically positioned on the border with Victoria as part of the twin-city arrangement with Wodonga. This major regional hub serves the Murray River region with a population of 55,000, offering a compelling blend of city amenities and country lifestyle. The city has experienced strong property growth with median house prices at $650,000, driven by interstate migration from Melbourne and Sydney residents seeking affordability and lifestyle change. Albury's economy is diversified across healthcare, education (Charles Sturt University), agriculture, and manufacturing, providing stable employment opportunities. The city boasts excellent infrastructure including rail connections to Sydney and Melbourne, Albury Airport with regular services, and positioning on the Hume Highway. Strong community amenities include quality healthcare facilities, diverse educational options, cultural venues, and abundant recreational opportunities along the Murray River. The property market shows resilience with low vacancy rates at 1.8% and solid rental yields, making it attractive for both owner-occupiers and investors seeking regional exposure.

Major regional transport hub with rail, road and air connectivityBorder location providing cross-state employment and lifestyle opportunitiesStrong educational facilities including Charles Sturt University campusExcellent healthcare infrastructure with Albury Wodonga HealthDiverse economy reducing employment risk

Market Snapshot

Median House

$585K

+8.5% 1yr

Median Apartment

$385K

+6.8% 1yr

Median Townhouse

$475K

Vacancy Rate

1.8%

35 avg DOM

Yield (Apartment)

5.1%

Yield (House)

4.2%

Auction Clearance

68%

Population

55,000

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$2,989/mo

Purchase Price

$385,000

Stamp Duty

$11,855

1st Year Total

$35,864

House

$3,627/mo

Purchase Price

$585,000

Stamp Duty

$20,855

1st Year Total

$43,521

Townhouse

$3,244/mo

Purchase Price

$475,000

Stamp Duty

$15,905

1st Year Total

$38,924

Run Your Own Numbers

These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.

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Community Profile

Median Income

$65,000

Median Age

41

Family Households

68%

Owner-Occupied

65%

Walkability

72/100

Public Transport

6/10

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