What is the true cost of buying an apartment in Ashbury?

The median apartment in Ashbury is $650,000. Including stamp duty ($23,780), strata, council rates, insurance, and mortgage repayments, the true first-year cost is approximately $51,944, or $4,329/month.

What does it really cost to buy a house in Ashbury?

The median house in Ashbury is $1,150,000. True first-year cost including stamp duty ($46,280), rates, insurance, maintenance, and mortgage repayments is approximately $80,630.

What is the vacancy rate in Ashbury?

Ashbury currently has a vacancy rate of 1.8%. Properties average 32 days on market.

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True Cost of Buying in Ashbury

2193 NSW · 12km to CBD

Rising

A decision, not just a search · Ashbury

Does the lower estimated monthly cost make a property the better buy?

Only under the assumptions entered—and cost is not the whole decision. This model compares scenarios, not lender approval, building condition or personal suitability. Replace defaults with current quotes and documents, then test whether the cost remains manageable when circumstances change.

Questions that could change the answer

Which costs are current supplied figures, and which are model defaults?
What happens to your buffer if interest, repairs or vacancy costs rise?
What finance, contract or inspection condition remains unresolved before an offer?

Evidence to obtain—not yet verified here

Current lender terms and approval conditions, not only a borrowing estimate.
Dated levy notices, rates, insurance quotes and maintenance information.
Contract advice, inspection findings and comparable sales evidence.

Other options: Lower the price limit, compare another property or wait for critical checks. A favourable model result is not a recommendation to make an unconditional offer.

Next action: Re-run the existing calculator with documented inputs, then agree your conditions and walk-away point with the relevant professionals.

When to revisit: Revisit when any input, approval condition, price or property finding changes.

General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.

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Market Intelligence

Ashbury is a well-established residential suburb in Sydney's inner-west, located 12km from the CBD within the Canterbury-Bankstown Council area. This family-oriented community features predominantly detached housing on generous blocks, attracting young families and established residents seeking affordable homeownership within reasonable commuting distance to the city. The suburb benefits from its proximity to Canterbury and Campsie shopping precincts, quality local schools including Ashbury Public School, and excellent transport links via Canterbury station on the T3 Bankstown Line. With a culturally diverse population reflecting significant Lebanese, Chinese, and European heritage communities, Ashbury maintains a strong neighbourhood character while offering good access to parks, medical facilities, and community services. The local property market has demonstrated steady growth aligned with broader Sydney trends, with median house prices around $1.1-1.2 million and strong rental demand supporting yields of 3.5-4.0%. Recent infrastructure investments and the suburb's strategic location position it well for continued capital growth, making it particularly attractive to first-home buyers and investors seeking entry-level opportunities in Sydney's established residential markets.

Affordable housing relative to Sydney median pricesStrong transport connectivity via Canterbury station and bus networksEstablished family-friendly community with quality local schoolsCultural diversity creating vibrant neighbourhood characterProximity to major shopping and employment centres

Market Snapshot

Median House

$1.1M

+4.2% 1yr

Median Apartment

$650K

+3.8% 1yr

Median Townhouse

$850K

Vacancy Rate

1.8%

32 avg DOM

Yield (Apartment)

4.2%

Yield (House)

3.6%

Auction Clearance

68%

Population

3,200

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$4,329/mo

Purchase Price

$650,000

Stamp Duty

$23,780

1st Year Total

$51,944

House

$6,719/mo

Purchase Price

$1,150,000

Stamp Duty

$46,280

1st Year Total

$80,630

Townhouse

$5,140/mo

Purchase Price

$850,000

Stamp Duty

$32,780

1st Year Total

$61,676

Run Your Own Numbers

These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.

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