True Cost of Buying in Ballina
2478 NSW · 740km to CBD
Market Intelligence
Ballina is a thriving coastal town at the mouth of the Richmond River in northern NSW, serving as a major regional center for the Far North Coast. With a population of 17,800 and median age of 48, it attracts a diverse mix of retirees, families, and professionals seeking a relaxed coastal lifestyle. The town has experienced remarkable property growth, with house prices reaching $850,000 (up 52.8% over five years) driven by strong interstate migration and limited supply. Ballina offers excellent amenities including Ballina District Hospital, quality schools, Ballina Byron Gateway Airport just 8km away, and pristine beaches within 2km. The Richmond River provides extensive recreational opportunities for boating and fishing, while Ballina Fair anchors the retail precinct. With low unemployment (4.8%), strong community infrastructure, and proximity to Byron Bay, Ballina represents an attractive lifestyle destination with solid investment fundamentals, though transport connectivity beyond road access remains limited.
Market Snapshot
Median House
$850K
+8.5% 1yr
Median Apartment
$580K
+7.2% 1yr
Median Townhouse
$720K
Vacancy Rate
1.2%
28 avg DOM
Yield (Apartment)
4.5%
Yield (House)
3.8%
Auction Clearance
68%
Population
17,800
True Cost Breakdown
Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier
Apartment
Purchase Price
$580,000
Stamp Duty
$20,630
1st Year Total
$47,696
House
Purchase Price
$850,000
Stamp Duty
$32,780
1st Year Total
$60,926
Townhouse
Purchase Price
$720,000
Stamp Duty
$26,930
1st Year Total
$53,792
Run Your Own Numbers
These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.
Community Profile
Median Income
$58,000
Median Age
48
Family Households
58%
Owner-Occupied
65%
Walkability
65/100
Public Transport
4/10
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