What is the true cost of buying an apartment in Bass Hill?

The median apartment in Bass Hill is $520,000. Including stamp duty ($17,930), strata, council rates, insurance, and mortgage repayments, the true first-year cost is approximately $44,048, or $3,671/month.

What does it really cost to buy a house in Bass Hill?

The median house in Bass Hill is $820,000. True first-year cost including stamp duty ($31,430), rates, insurance, maintenance, and mortgage repayments is approximately $58,952.

What is the vacancy rate in Bass Hill?

Bass Hill currently has a vacancy rate of 1.8%. Properties average 32 days on market.

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True Cost of Buying in Bass Hill

2197 NSW · 25km to CBD

Rising

A decision, not just a search · Bass Hill

Does the lower estimated monthly cost make a property the better buy?

Only under the assumptions entered—and cost is not the whole decision. This model compares scenarios, not lender approval, building condition or personal suitability. Replace defaults with current quotes and documents, then test whether the cost remains manageable when circumstances change.

Questions that could change the answer

Which costs are current supplied figures, and which are model defaults?
What happens to your buffer if interest, repairs or vacancy costs rise?
What finance, contract or inspection condition remains unresolved before an offer?

Evidence to obtain—not yet verified here

Current lender terms and approval conditions, not only a borrowing estimate.
Dated levy notices, rates, insurance quotes and maintenance information.
Contract advice, inspection findings and comparable sales evidence.

Other options: Lower the price limit, compare another property or wait for critical checks. A favourable model result is not a recommendation to make an unconditional offer.

Next action: Re-run the existing calculator with documented inputs, then agree your conditions and walk-away point with the relevant professionals.

When to revisit: Revisit when any input, approval condition, price or property finding changes.

General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.

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Market Intelligence

Bass Hill is a multicultural suburban community in Sydney's south-west, located 27km from the CBD in the Canterbury-Bankstown LGA. With a population of 8,500 and median age of 34, it attracts young families seeking affordable housing options. The suburb features predominantly detached houses (75%) on generous 580sqm blocks, with median house prices at $850,000 - significantly below Sydney's average. The community is highly diverse with 58% of residents born overseas, particularly from Lebanese, Vietnamese, and Pacific Islander backgrounds. Bass Hill offers good family amenities including Bass Hill Plaza for shopping, multiple parks, and decent school options, though transport connectivity relies mainly on buses. The property market shows solid fundamentals with 6.2% annual house price growth, healthy rental yields of 4.2% for houses, and low vacancy rates of 1.8%. The suburb benefits from proximity to major employment hubs like Bankstown and Liverpool, plus easy M5 motorway access. Investment prospects are positive with an investment score of 74, driven by affordability, steady capital growth, and strong rental demand from families. Future growth potential is supported by ongoing Western Sydney infrastructure development and the suburb's position in a major growth corridor.

Affordable housing with median house prices well below Sydney averageStrong multicultural community with established cultural amenitiesLarge land sizes (580sqm median) attractive to familiesSolid rental yields and low vacancy rates indicate strong investment fundamentalsProximity to major employment centers and M5 motorway access

Market Snapshot

Median House

$820K

+5.2% 1yr

Median Apartment

$520K

+4.1% 1yr

Median Townhouse

$680K

Vacancy Rate

1.8%

32 avg DOM

Yield (Apartment)

5.2%

Yield (House)

4.1%

Auction Clearance

68%

Population

8,500

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$3,671/mo

Purchase Price

$520,000

Stamp Duty

$17,930

1st Year Total

$44,048

House

$4,913/mo

Purchase Price

$820,000

Stamp Duty

$31,430

1st Year Total

$58,952

Townhouse

$4,280/mo

Purchase Price

$680,000

Stamp Duty

$25,130

1st Year Total

$51,356

Run Your Own Numbers

These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.

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