True Cost of Buying in Bellingen
2454 NSW · 485km to CBD
Market Intelligence
Bellingen is a charming heritage town located in NSW's Mid North Coast region, serving as the administrative center of Bellingen Shire. With a population of 2,850 and a median age of 48 years, it attracts retirees, creative professionals, and lifestyle seekers drawn to its strong arts community, environmental focus, and proximity to pristine beaches and national parks. The property market has experienced significant growth driven by tree-change migration, with median house prices at $785,000 and limited housing supply creating competitive conditions. The town features a vibrant cultural scene with regular festivals and markets, quality local amenities, and excellent access to natural attractions. While transport options are limited and major retail requires travel to Coffs Harbour, Bellingen offers an exceptional lifestyle balance with strong community connections, environmental sustainability focus, and heritage charm that continues to attract buyers seeking an alternative to city living.
Market Snapshot
Median House
$785K
+8.2% 1yr
Median Apartment
$520K
+6.5% 1yr
Median Townhouse
$650K
Vacancy Rate
1.8%
42 avg DOM
Yield (Apartment)
5.2%
Yield (House)
4.8%
Auction Clearance
72%
Population
2,850
True Cost Breakdown
Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier
Apartment
Purchase Price
$520,000
Stamp Duty
$17,930
1st Year Total
$44,048
House
Purchase Price
$785,000
Stamp Duty
$29,855
1st Year Total
$56,653
Townhouse
Purchase Price
$650,000
Stamp Duty
$23,780
1st Year Total
$49,544
Run Your Own Numbers
These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.
Community Profile
Median Income
$52,000
Median Age
48
Family Households
58%
Owner-Occupied
68%
Walkability
65/100
Public Transport
3/10
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