True Cost of Buying in Bellingen

2454 NSW · 485km to CBD

Rising

Market Intelligence

Bellingen is a charming heritage town located in NSW's Mid North Coast region, serving as the administrative center of Bellingen Shire. With a population of 2,850 and a median age of 48 years, it attracts retirees, creative professionals, and lifestyle seekers drawn to its strong arts community, environmental focus, and proximity to pristine beaches and national parks. The property market has experienced significant growth driven by tree-change migration, with median house prices at $785,000 and limited housing supply creating competitive conditions. The town features a vibrant cultural scene with regular festivals and markets, quality local amenities, and excellent access to natural attractions. While transport options are limited and major retail requires travel to Coffs Harbour, Bellingen offers an exceptional lifestyle balance with strong community connections, environmental sustainability focus, and heritage charm that continues to attract buyers seeking an alternative to city living.

Strong arts and cultural community with regular festivals and marketsExcellent proximity to beaches (25km) and national parksHeritage architecture and charming town characterLow crime rate and high safety ratingGrowing property values driven by lifestyle migration

Market Snapshot

Median House

$785K

+8.2% 1yr

Median Apartment

$520K

+6.5% 1yr

Median Townhouse

$650K

Vacancy Rate

1.8%

42 avg DOM

Yield (Apartment)

5.2%

Yield (House)

4.8%

Auction Clearance

72%

Population

2,850

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$3,671/mo

Purchase Price

$520,000

Stamp Duty

$17,930

1st Year Total

$44,048

House

$4,721/mo

Purchase Price

$785,000

Stamp Duty

$29,855

1st Year Total

$56,653

Townhouse

$4,129/mo

Purchase Price

$650,000

Stamp Duty

$23,780

1st Year Total

$49,544

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Community Profile

Median Income

$52,000

Median Age

48

Family Households

58%

Owner-Occupied

68%

Walkability

65/100

Public Transport

3/10

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