What is the true cost of buying an apartment in Bilgola Beach?

The median apartment in Bilgola Beach is $1,850,000. Including stamp duty ($84,160), strata, council rates, insurance, and mortgage repayments, the true first-year cost is approximately $124,760, or $10,397/month.

What does it really cost to buy a house in Bilgola Beach?

The median house in Bilgola Beach is $3,200,000. True first-year cost including stamp duty ($158,410), rates, insurance, maintenance, and mortgage repayments is approximately $215,272.

What is the vacancy rate in Bilgola Beach?

Bilgola Beach currently has a vacancy rate of 1.8%. Properties average 45 days on market.

buyer.chat

True Cost of Buying in Bilgola Beach

2107 NSW · 42km to CBD

Rising

Market Intelligence

Bilgola Beach is an exclusive coastal enclave on Sydney's Northern Beaches, renowned for its pristine 400-meter beach and exceptional surfing conditions. This small, affluent community of approximately 800 residents enjoys a secluded beachside lifestyle while maintaining easy access to nearby Avalon and Newport for commercial amenities. The suburb is characterized by large residential blocks, heritage-style homes, and strict development controls that preserve its natural character. With limited housing stock of 350-400 dwellings and strong demand from downsizers and sea-change buyers, property values remain consistently high. The community is anchored by the Bilgola Beach Surf Life Saving Club and benefits from excellent schools including Bilgola Plateau Primary School. While transport relies heavily on private vehicles due to limited public transport options, the suburb's premium beachside location and strong community spirit make it highly desirable among affluent families and professionals seeking a coastal lifestyle.

Premium beachside location with pristine surfing beachStrong community spirit centered around surf clubLimited housing stock creating scarcity valueHigh-quality schools and family-friendly environmentStrict heritage and environmental controls preserving character

Market Snapshot

Median House

$3.2M

+8.5% 1yr

Median Apartment

$1.9M

+6.8% 1yr

Median Townhouse

—

Vacancy Rate

1.8%

45 avg DOM

Yield (Apartment)

3.2%

Yield (House)

2.8%

Auction Clearance

78%

Population

800

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$10,397/mo

Purchase Price

$1,850,000

Stamp Duty

$84,160

1st Year Total

$124,760

House

$17,939/mo

Purchase Price

$3,200,000

Stamp Duty

$158,410

1st Year Total

$215,272

Run Your Own Numbers

These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.

Open Calculator