True Cost of Buying in Bondi
2026 NSW · 7km to CBD
A decision, not just a search · Bondi
Does the lower estimated monthly cost make a property the better buy?
Only under the assumptions entered—and cost is not the whole decision. This model compares scenarios, not lender approval, building condition or personal suitability. Replace defaults with current quotes and documents, then test whether the cost remains manageable when circumstances change.
Questions that could change the answer
- Which costs are current supplied figures, and which are model defaults?
- What happens to your buffer if interest, repairs or vacancy costs rise?
- What finance, contract or inspection condition remains unresolved before an offer?
Evidence to obtain—not yet verified here
- Current lender terms and approval conditions, not only a borrowing estimate.
- Dated levy notices, rates, insurance quotes and maintenance information.
- Contract advice, inspection findings and comparable sales evidence.
Other options: Lower the price limit, compare another property or wait for critical checks. A favourable model result is not a recommendation to make an unconditional offer.
Next action: Re-run the existing calculator with documented inputs, then agree your conditions and walk-away point with the relevant professionals.
When to revisit: Revisit when any input, approval condition, price or property finding changes.
General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.
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Market Intelligence
Bondi, NSW 2026 is one of Australia's most iconic beachside suburbs, renowned for its world-famous beach, vibrant coastal lifestyle, and premium real estate market. Located just 7km east of Sydney CBD, Bondi attracts a diverse mix of young professionals, creatives, and affluent residents drawn to its unique blend of beach culture and urban sophistication. The suburb commands premium property prices with median house values around $3.85M and units at $1.18M, reflecting its desirability and limited housing supply. Bondi's appeal extends beyond its stunning coastline to include excellent dining, shopping along Campbell Parade, and strong transport links to the city. The area has experienced solid capital growth with houses appreciating 32.4% over five years, though rental yields remain modest due to high entry prices. The community is characterized by a younger demographic with a median age of 34, high education levels, and significant overseas-born population contributing to its cosmopolitan atmosphere. While affordability presents challenges for many buyers, Bondi's enduring appeal, tourism drawcard, and lifestyle amenities continue to underpin strong investment fundamentals.
Market Snapshot
Median House
$3.9M
+7.1% 1yr
Median Apartment
$1.2M
+5.2% 1yr
Median Townhouse
$2.2M
Vacancy Rate
1.5%
24 avg DOM
Yield (Apartment)
3.8%
Yield (House)
2.4%
Auction Clearance
76%
Population
10,950
True Cost Breakdown
Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier
Apartment
Purchase Price
$1,180,000
Stamp Duty
$47,630
1st Year Total
$84,104
House
Purchase Price
$3,850,000
Stamp Duty
$269,500
1st Year Total
$257,966
Townhouse
Purchase Price
$2,200,000
Stamp Duty
$103,410
1st Year Total
$143,588
Run Your Own Numbers
These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.
Community Profile
Median Income
$78,000
Median Age
34
Family Households
35%
Owner-Occupied
42%
Walkability
88/100
Public Transport
82/10
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