True Cost of Buying in Botany
2019 NSW · 10km to CBD
A decision, not just a search · Botany
Does the lower estimated monthly cost make a property the better buy?
Only under the assumptions entered—and cost is not the whole decision. This model compares scenarios, not lender approval, building condition or personal suitability. Replace defaults with current quotes and documents, then test whether the cost remains manageable when circumstances change.
Questions that could change the answer
- Which costs are current supplied figures, and which are model defaults?
- What happens to your buffer if interest, repairs or vacancy costs rise?
- What finance, contract or inspection condition remains unresolved before an offer?
Evidence to obtain—not yet verified here
- Current lender terms and approval conditions, not only a borrowing estimate.
- Dated levy notices, rates, insurance quotes and maintenance information.
- Contract advice, inspection findings and comparable sales evidence.
Other options: Lower the price limit, compare another property or wait for critical checks. A favourable model result is not a recommendation to make an unconditional offer.
Next action: Re-run the existing calculator with documented inputs, then agree your conditions and walk-away point with the relevant professionals.
When to revisit: Revisit when any input, approval condition, price or property finding changes.
General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.
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Market Intelligence
Botany is a diverse inner-south suburb located 10km from Sydney CBD, characterized by its multicultural population and proximity to Sydney Airport. The suburb features a mix of older houses and modern apartment developments, with significant Greek, Chinese, and Middle Eastern communities. Botany offers excellent connectivity to the CBD via bus services and benefits from close proximity to Eastgardens shopping centre, Botany Bay National Park, and nearby beaches. The property market is dominated by units due to limited house stock, with airport proximity creating both convenience and noise considerations. The suburb attracts young professionals, families, and frequent travelers seeking affordable housing with good transport links. Industrial zoning in parts of the area affects residential development opportunities. Botany's strengths include its cultural diversity, transport accessibility, shopping amenities, and recreational facilities, while challenges include aircraft noise, limited parking, and traffic congestion on major roads.
Market Snapshot
Median House
$1.4M
+8.2% 1yr
Median Apartment
$720K
+6.8% 1yr
Median Townhouse
$980K
Vacancy Rate
2.1%
32 avg DOM
Yield (Apartment)
4.8%
Yield (House)
3.2%
Auction Clearance
72%
Population
12,800
True Cost Breakdown
Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier
Apartment
Purchase Price
$720,000
Stamp Duty
$26,930
1st Year Total
$56,192
House
Purchase Price
$1,350,000
Stamp Duty
$56,660
1st Year Total
$93,762
Townhouse
Purchase Price
$980,000
Stamp Duty
$38,630
1st Year Total
$69,560
Run Your Own Numbers
These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.
Community Profile
Median Income
$78,000
Median Age
36
Family Households
58%
Owner-Occupied
62%
Walkability
75/100
Public Transport
8/10
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