True Cost of Buying in Cabarita

2137 NSW · 12km to CBD

Rising

A decision, not just a search · Cabarita

Does the lower estimated monthly cost make a property the better buy?

Only under the assumptions entered—and cost is not the whole decision. This model compares scenarios, not lender approval, building condition or personal suitability. Replace defaults with current quotes and documents, then test whether the cost remains manageable when circumstances change.

Questions that could change the answer

  • Which costs are current supplied figures, and which are model defaults?
  • What happens to your buffer if interest, repairs or vacancy costs rise?
  • What finance, contract or inspection condition remains unresolved before an offer?

Evidence to obtain—not yet verified here

  • Current lender terms and approval conditions, not only a borrowing estimate.
  • Dated levy notices, rates, insurance quotes and maintenance information.
  • Contract advice, inspection findings and comparable sales evidence.

Other options: Lower the price limit, compare another property or wait for critical checks. A favourable model result is not a recommendation to make an unconditional offer.

Next action: Re-run the existing calculator with documented inputs, then agree your conditions and walk-away point with the relevant professionals.

When to revisit: Revisit when any input, approval condition, price or property finding changes.

General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.

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Market Intelligence

Cabarita is a highly sought-after riverside suburb in the City of Canada Bay, located 12km west of Sydney CBD. This predominantly residential area offers an exceptional lifestyle with direct ferry access to the CBD via the Parramatta River, making it popular with professionals and young families. The suburb features a diverse mix of older apartment blocks and newer developments, with waterfront properties commanding premium prices. Cabarita's multicultural community, particularly Italian and Lebanese heritage, creates a vibrant local character. Key attractions include the expansive Cabarita Park with waterfront recreation facilities, heritage-listed Cabarita House, and proximity to Rhodes shopping precinct. The area benefits from excellent transport connectivity including ferry, bus services, and major road access via Parramatta Road. Limited land supply and strong demand driven by the waterfront location and transport links have created a resilient property market that has weathered recent interest rate rises well.

Direct ferry connection to Sydney CBD providing excellent commuter accessWaterfront location with extensive parklands and recreational facilitiesStrong multicultural community with established Italian and Lebanese heritageProximity to Rhodes shopping and dining precinctLimited supply of waterfront properties maintaining price premiums

Market Snapshot

Median House

$1.9M

+8.5% 1yr

Median Apartment

$920K

+6.8% 1yr

Median Townhouse

$1.4M

Vacancy Rate

1.8%

30 avg DOM

Yield (Apartment)

4.1%

Yield (House)

3.2%

Auction Clearance

72%

Population

4,200

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$5,694/mo

Purchase Price

$920,000

Stamp Duty

$35,930

1st Year Total

$68,324

House

$10,551/mo

Purchase Price

$1,850,000

Stamp Duty

$84,160

1st Year Total

$126,610

Townhouse

$8,174/mo

Purchase Price

$1,450,000

Stamp Duty

$62,160

1st Year Total

$98,084

Run Your Own Numbers

These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.

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Community Profile

Median Income

$95,000

Median Age

40

Family Households

68%

Owner-Occupied

62%

Walkability

75/100

Public Transport

8/10

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