What is the true cost of buying an apartment in Caddens?

The median apartment in Caddens is $485,000. Including stamp duty ($16,355), strata, council rates, insurance, and mortgage repayments, the true first-year cost is approximately $41,924, or $3,494/month.

What does it really cost to buy a house in Caddens?

The median house in Caddens is $720,000. True first-year cost including stamp duty ($26,930), rates, insurance, maintenance, and mortgage repayments is approximately $52,392.

What is the vacancy rate in Caddens?

Caddens currently has a vacancy rate of 1.8%. Properties average 28 days on market.

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True Cost of Buying in Caddens

2747 NSW · 50km to CBD

Rising

A decision, not just a search · Caddens

Does the lower estimated monthly cost make a property the better buy?

Only under the assumptions entered—and cost is not the whole decision. This model compares scenarios, not lender approval, building condition or personal suitability. Replace defaults with current quotes and documents, then test whether the cost remains manageable when circumstances change.

Questions that could change the answer

Which costs are current supplied figures, and which are model defaults?
What happens to your buffer if interest, repairs or vacancy costs rise?
What finance, contract or inspection condition remains unresolved before an offer?

Evidence to obtain—not yet verified here

Current lender terms and approval conditions, not only a borrowing estimate.
Dated levy notices, rates, insurance quotes and maintenance information.
Contract advice, inspection findings and comparable sales evidence.

Other options: Lower the price limit, compare another property or wait for critical checks. A favourable model result is not a recommendation to make an unconditional offer.

Next action: Re-run the existing calculator with documented inputs, then agree your conditions and walk-away point with the relevant professionals.

When to revisit: Revisit when any input, approval condition, price or property finding changes.

General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.

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Market Intelligence

Caddens is a rapidly developing suburb in Western Sydney's growth corridor, located approximately 50km west of Sydney CBD in the Penrith Local Government Area. This relatively new residential area has experienced significant development since the 2010s, transforming from rural land into a modern family-oriented community. The suburb predominantly features new housing estates with detached homes, house and land packages, and some townhouses, attracting first home buyers and young families seeking affordable housing options. Caddens benefits from its strategic location with access to major transport corridors including the M4 Motorway and Great Western Highway, while being positioned to benefit from future Western Sydney Airport infrastructure. The area offers modern community facilities, parks, and recreational spaces, though residents typically travel to nearby Penrith CBD for major shopping and employment. Educational facilities include Caddens Public School locally, with secondary options available in surrounding areas. The suburb's proximity to Nepean Hospital and other Penrith amenities enhances its appeal to families. As part of the Western Sydney Priority Growth Area, Caddens is experiencing strong property market performance with consistent capital growth driven by infrastructure investment and ongoing development.

Strong capital growth potential as part of Western Sydney growth corridorAffordable entry point for first home buyers compared to established Sydney areasModern infrastructure and newly developed community facilitiesFamily-friendly environment with quality parks and recreational spacesStrategic location with good road access to M4 and Great Western Highway

Market Snapshot

Median House

$720K

+12.5% 1yr

Median Apartment

$485K

+8.5% 1yr

Median Townhouse

$650K

Vacancy Rate

1.8%

28 avg DOM

Yield (Apartment)

4.5%

Yield (House)

3.8%

Auction Clearance

72%

Population

4,200

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$3,494/mo

Purchase Price

$485,000

Stamp Duty

$16,355

1st Year Total

$41,924

House

$4,366/mo

Purchase Price

$720,000

Stamp Duty

$26,930

1st Year Total

$52,392

Townhouse

$4,129/mo

Purchase Price

$650,000

Stamp Duty

$23,780

1st Year Total

$49,544

Run Your Own Numbers

These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.

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