What is the true cost of buying an apartment in Camden South?

The median apartment in Camden South is $620,000. Including stamp duty ($22,430), strata, council rates, insurance, and mortgage repayments, the true first-year cost is approximately $50,120, or $4,177/month.

What does it really cost to buy a house in Camden South?

The median house in Camden South is $850,000. True first-year cost including stamp duty ($32,780), rates, insurance, maintenance, and mortgage repayments is approximately $60,926.

What is the vacancy rate in Camden South?

Camden South currently has a vacancy rate of 1.8%. Properties average 28 days on market.

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True Cost of Buying in Camden South

2570 NSW · 65km to CBD

Rising

A decision, not just a search · Camden South

Does the lower estimated monthly cost make a property the better buy?

Only under the assumptions entered—and cost is not the whole decision. This model compares scenarios, not lender approval, building condition or personal suitability. Replace defaults with current quotes and documents, then test whether the cost remains manageable when circumstances change.

Questions that could change the answer

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What happens to your buffer if interest, repairs or vacancy costs rise?
What finance, contract or inspection condition remains unresolved before an offer?

Evidence to obtain—not yet verified here

Current lender terms and approval conditions, not only a borrowing estimate.
Dated levy notices, rates, insurance quotes and maintenance information.
Contract advice, inspection findings and comparable sales evidence.

Other options: Lower the price limit, compare another property or wait for critical checks. A favourable model result is not a recommendation to make an unconditional offer.

Next action: Re-run the existing calculator with documented inputs, then agree your conditions and walk-away point with the relevant professionals.

When to revisit: Revisit when any input, approval condition, price or property finding changes.

General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.

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Market Intelligence

Camden South, NSW 2570, presents a compelling profile for those seeking a family-friendly lifestyle nestled within the expanding Macarthur region, yet offering a distinct sense of community. With a median house price of $850,000 and units at $620,000, it offers a more attainable entry point into Sydney's broader property market compared to inner-city locales, while still reflecting strong demand. The area boasts a respectable population of 8,500 and a healthy median income of $95,000, indicating a stable and generally affluent demographic. Lifestyle-wise, Camden South scores highly on safety (8.0/10) and offers good schooling options (7.0/10), making it particularly attractive to families. While its walkability score of 45.0/100 suggests a car-dependent environment, this is typical of many suburban areas in Australia. Located 65.0km from the Sydney CBD, it provides a balance between country-town charm and accessibility to major employment hubs, though daily commuting to the CBD would be a significant undertaking. From an investment perspective, Camden South shines with an impressive Investment Score of 76.0/100 and a Growth score of 78.0/100, suggesting strong capital appreciation potential. A healthy rental yield of 3.8% and a low vacancy rate of 1.8% further solidify its appeal for investors seeking consistent returns and tenant demand. Overall, Camden South positions itself as a desirable, growing suburb offering a quality family lifestyle and robust investment prospects within the dynamic NSW market.

Strong capital growth potential, indicated by a Growth score of 78.0/100.Attractive for families due to high safety (8.0/10) and good school ratings (7.0/10).Solid investment performance with an Investment Score of 76.0/100.Healthy rental market with a good yield (3.8%) and very low vacancy (1.8%).Stable and generally affluent demographic with a median income of $95,000.

Market Snapshot

Median House

$850K

+8.5% 1yr

Median Apartment

$620K

+6.8% 1yr

Median Townhouse

$720K

Vacancy Rate

1.8%

28 avg DOM

Yield (Apartment)

4.5%

Yield (House)

3.8%

Auction Clearance

72%

Population

8,500

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$4,177/mo

Purchase Price

$620,000

Stamp Duty

$22,430

1st Year Total

$50,120

House

$5,077/mo

Purchase Price

$850,000

Stamp Duty

$32,780

1st Year Total

$60,926

Townhouse

$4,483/mo

Purchase Price

$720,000

Stamp Duty

$26,930

1st Year Total

$53,792

Run Your Own Numbers

These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.

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