True Cost of Buying in Campsie
2194 NSW · 13km to CBD
A decision, not just a search · Campsie
Does the lower estimated monthly cost make a property the better buy?
Only under the assumptions entered—and cost is not the whole decision. This model compares scenarios, not lender approval, building condition or personal suitability. Replace defaults with current quotes and documents, then test whether the cost remains manageable when circumstances change.
Questions that could change the answer
- Which costs are current supplied figures, and which are model defaults?
- What happens to your buffer if interest, repairs or vacancy costs rise?
- What finance, contract or inspection condition remains unresolved before an offer?
Evidence to obtain—not yet verified here
- Current lender terms and approval conditions, not only a borrowing estimate.
- Dated levy notices, rates, insurance quotes and maintenance information.
- Contract advice, inspection findings and comparable sales evidence.
Other options: Lower the price limit, compare another property or wait for critical checks. A favourable model result is not a recommendation to make an unconditional offer.
Next action: Re-run the existing calculator with documented inputs, then agree your conditions and walk-away point with the relevant professionals.
When to revisit: Revisit when any input, approval condition, price or property finding changes.
General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.
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Market Intelligence
Campsie is a vibrant, multicultural suburb in Sydney's inner southwest, located 13km from the CBD. With a population of 18,500 and a median age of 34, it represents one of Sydney's most culturally diverse communities, with 68% of residents born overseas, particularly from Lebanese, Chinese, and Vietnamese backgrounds. The suburb offers excellent transport connectivity via Campsie Railway Station on the T3 Bankstown Line, with potential for enhanced access through the planned Sydney Metro Southwest extension. The property market shows strong fundamentals with median house prices at $1.25M and units at $685K, delivering solid growth of 12.5% and 9.8% respectively over the past year. The area features a dense urban environment with 58% units/apartments and only 35% separate houses, making it attractive to first-home buyers and investors seeking affordability relative to inner Sydney. Beamish Street serves as the commercial heart, offering authentic multicultural dining and shopping experiences. The suburb benefits from good walkability (75/100), decent schools (7/10), and strong family appeal (8/10), though faces challenges with parking and traffic congestion typical of dense inner suburbs.
Market Snapshot
Median House
$1.3M
+12.5% 1yr
Median Apartment
$685K
+9.8% 1yr
Median Townhouse
$950K
Vacancy Rate
1.8%
32 avg DOM
Yield (Apartment)
4.2%
Yield (House)
3.8%
Auction Clearance
72%
Population
18,500
True Cost Breakdown
Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier
Apartment
Purchase Price
$685,000
Stamp Duty
$25,355
1st Year Total
$54,068
House
Purchase Price
$1,250,000
Stamp Duty
$51,160
1st Year Total
$87,202
Townhouse
Purchase Price
$950,000
Stamp Duty
$37,280
1st Year Total
$67,748
Run Your Own Numbers
These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.
Community Profile
Median Income
$68,000
Median Age
34
Family Households
62%
Owner-Occupied
45%
Walkability
75/100
Public Transport
8/10
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