True Cost of Buying in Chifley
2036 NSW · 12km to CBD
A decision, not just a search · Chifley
Does the lower estimated monthly cost make a property the better buy?
Only under the assumptions entered—and cost is not the whole decision. This model compares scenarios, not lender approval, building condition or personal suitability. Replace defaults with current quotes and documents, then test whether the cost remains manageable when circumstances change.
Questions that could change the answer
- Which costs are current supplied figures, and which are model defaults?
- What happens to your buffer if interest, repairs or vacancy costs rise?
- What finance, contract or inspection condition remains unresolved before an offer?
Evidence to obtain—not yet verified here
- Current lender terms and approval conditions, not only a borrowing estimate.
- Dated levy notices, rates, insurance quotes and maintenance information.
- Contract advice, inspection findings and comparable sales evidence.
Other options: Lower the price limit, compare another property or wait for critical checks. A favourable model result is not a recommendation to make an unconditional offer.
Next action: Re-run the existing calculator with documented inputs, then agree your conditions and walk-away point with the relevant professionals.
When to revisit: Revisit when any input, approval condition, price or property finding changes.
General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.
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Market Intelligence
Chifley is a small, prestigious coastal suburb in Sydney's eastern suburbs, located 12km southeast of the CBD. This tightly-held residential enclave is bounded by Anzac Parade and sits just 1-2km from Maroubra Beach, offering residents exceptional coastal lifestyle amenities. The suburb is predominantly apartment-focused with limited housing stock, making it popular with young professionals, downsizers, and investors seeking eastern suburbs exposure. Chifley benefits from excellent connectivity via Anzac Parade, proximity to Westfield Eastgardens, and access to Centennial Park. The area commands premium prices due to its coastal location, limited supply, and strong rental demand. Transport options include multiple bus routes along Anzac Parade, though no direct rail connection exists. The suburb's small size and strategic location between the beach and CBD create strong investment fundamentals, with consistent capital growth and solid rental yields typical of the eastern suburbs market.
Market Snapshot
Median House
$1.6M
+12.5% 1yr
Median Apartment
$900K
+10.2% 1yr
Median Townhouse
$1.4M
Vacancy Rate
1.8%
28 avg DOM
Yield (Apartment)
3.8%
Yield (House)
3.2%
Auction Clearance
78%
Population
1,850
True Cost Breakdown
Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier
Apartment
Purchase Price
$900,000
Stamp Duty
$35,030
1st Year Total
$67,112
House
Purchase Price
$1,650,000
Stamp Duty
$73,160
1st Year Total
$113,466
Townhouse
Purchase Price
$1,350,000
Stamp Duty
$56,660
1st Year Total
$92,012
Run Your Own Numbers
These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.
Community Profile
Median Income
$95,000
Median Age
38
Family Households
42%
Owner-Occupied
58%
Walkability
72/100
Public Transport
6/10
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