What is the true cost of buying an apartment in Clemton Park?

The median apartment in Clemton Park is $680,000. Including stamp duty ($25,130), strata, council rates, insurance, and mortgage repayments, the true first-year cost is approximately $53,756, or $4,480/month.

What does it really cost to buy a house in Clemton Park?

The median house in Clemton Park is $1,180,000. True first-year cost including stamp duty ($47,630), rates, insurance, maintenance, and mortgage repayments is approximately $82,604.

What is the vacancy rate in Clemton Park?

Clemton Park currently has a vacancy rate of 2.1%. Properties average 28 days on market.

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True Cost of Buying in Clemton Park

2206 NSW · 14km to CBD

Rising

A decision, not just a search · Clemton Park

Does the lower estimated monthly cost make a property the better buy?

Only under the assumptions entered—and cost is not the whole decision. This model compares scenarios, not lender approval, building condition or personal suitability. Replace defaults with current quotes and documents, then test whether the cost remains manageable when circumstances change.

Questions that could change the answer

Which costs are current supplied figures, and which are model defaults?
What happens to your buffer if interest, repairs or vacancy costs rise?
What finance, contract or inspection condition remains unresolved before an offer?

Evidence to obtain—not yet verified here

Current lender terms and approval conditions, not only a borrowing estimate.
Dated levy notices, rates, insurance quotes and maintenance information.
Contract advice, inspection findings and comparable sales evidence.

Other options: Lower the price limit, compare another property or wait for critical checks. A favourable model result is not a recommendation to make an unconditional offer.

Next action: Re-run the existing calculator with documented inputs, then agree your conditions and walk-away point with the relevant professionals.

When to revisit: Revisit when any input, approval condition, price or property finding changes.

General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.

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Market Intelligence

Clemton Park is a diverse, multicultural suburb in Sydney's inner-southwest, located within the Canterbury-Bankstown LGA. This compact residential area is characterized by its strong community spirit, with significant Greek, Lebanese, and Vietnamese populations contributing to its vibrant cultural fabric. The suburb offers excellent connectivity to Sydney CBD via nearby Campsie railway station and comprehensive bus networks, making it attractive to young families and first-home buyers seeking affordability without sacrificing accessibility. Housing stock comprises a mix of apartments, townhouses, and some detached homes, reflecting the area's medium-density development pattern. The property market has demonstrated steady growth aligned with broader Sydney trends, supported by relative affordability and strong rental demand. Community amenities include Clemton Park Reserve, local schools, and proximity to Campsie's shopping and dining precinct. The suburb benefits from ongoing transport infrastructure improvements and Sydney Metro upgrades in the region. With its combination of cultural diversity, transport connectivity, and family-friendly amenities, Clemton Park represents a solid investment opportunity for those seeking entry into Sydney's property market with good growth potential and rental yields.

Excellent transport connectivity with bus services and proximity to Campsie railway stationStrong multicultural community with established Greek, Lebanese, and Vietnamese populationsRelative affordability compared to inner Sydney suburbsGood rental demand and competitive yields for investorsAccess to quality local amenities including parks and schools

Market Snapshot

Median House

$1.2M

+7.2% 1yr

Median Apartment

$680K

+6.8% 1yr

Median Townhouse

$920K

Vacancy Rate

2.1%

28 avg DOM

Yield (Apartment)

4.1%

Yield (House)

3.8%

Auction Clearance

72%

Population

2,800

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$4,480/mo

Purchase Price

$680,000

Stamp Duty

$25,130

1st Year Total

$53,756

House

$6,884/mo

Purchase Price

$1,180,000

Stamp Duty

$47,630

1st Year Total

$82,604

Townhouse

$5,494/mo

Purchase Price

$920,000

Stamp Duty

$35,930

1st Year Total

$65,924

Run Your Own Numbers

These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.

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