True Cost of Buying in Coogee
2034 NSW · 8km to CBD
A decision, not just a search · Coogee
Does the lower estimated monthly cost make a property the better buy?
Only under the assumptions entered—and cost is not the whole decision. This model compares scenarios, not lender approval, building condition or personal suitability. Replace defaults with current quotes and documents, then test whether the cost remains manageable when circumstances change.
Questions that could change the answer
- Which costs are current supplied figures, and which are model defaults?
- What happens to your buffer if interest, repairs or vacancy costs rise?
- What finance, contract or inspection condition remains unresolved before an offer?
Evidence to obtain—not yet verified here
- Current lender terms and approval conditions, not only a borrowing estimate.
- Dated levy notices, rates, insurance quotes and maintenance information.
- Contract advice, inspection findings and comparable sales evidence.
Other options: Lower the price limit, compare another property or wait for critical checks. A favourable model result is not a recommendation to make an unconditional offer.
Next action: Re-run the existing calculator with documented inputs, then agree your conditions and walk-away point with the relevant professionals.
When to revisit: Revisit when any input, approval condition, price or property finding changes.
General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.
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Market Intelligence
Coogee, a picturesque coastal suburb in New South Wales, offers a unique blend of lifestyle, market position, and investment outlook. With a median house price of $2,850,000 and a median unit price of $1,125,000, Coogee is an attractive option for buyers and investors seeking a prestigious and highly sought-after location. The suburb's population of 4,850 residents enjoys a high median income of $89,500, contributing to its affluent and desirable reputation. Coogee's exceptional walkability score of 88.0/100, coupled with its proximity to the CBD (8.0 km), makes it an ideal choice for those seeking a balanced lifestyle. While the schools rating is a moderate 6.0/10, the suburb's safety rating of 8.0/10 and investment score of 78.0/100 provide reassurance for investors. The growth potential of 82.0/100 and rental yield of 2.8% for houses suggest a promising outlook for investors, despite a relatively low vacancy rate of 1.8%. Overall, Coogee presents a compelling proposition for buyers and investors seeking a premium lifestyle and strong investment prospects.
Market Snapshot
Median House
$2.9M
+8.2% 1yr
Median Apartment
$1.1M
+6.8% 1yr
Median Townhouse
$1.9M
Vacancy Rate
1.8%
32 avg DOM
Yield (Apartment)
4.2%
Yield (House)
2.8%
Auction Clearance
78%
Population
4,850
True Cost Breakdown
Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier
Apartment
Purchase Price
$1,125,000
Stamp Duty
$45,155
1st Year Total
$80,768
House
Purchase Price
$2,850,000
Stamp Duty
$139,160
1st Year Total
$192,282
Townhouse
Purchase Price
$1,950,000
Stamp Duty
$89,660
1st Year Total
$128,420
Run Your Own Numbers
These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.
Community Profile
Median Income
$89,500
Median Age
32
Family Households
42%
Owner-Occupied
58%
Walkability
88/100
Public Transport
7/10
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