True Cost of Buying in Eastgardens
2036 NSW · 12km to CBD
A decision, not just a search · Eastgardens
Does the lower estimated monthly cost make a property the better buy?
Only under the assumptions entered—and cost is not the whole decision. This model compares scenarios, not lender approval, building condition or personal suitability. Replace defaults with current quotes and documents, then test whether the cost remains manageable when circumstances change.
Questions that could change the answer
- Which costs are current supplied figures, and which are model defaults?
- What happens to your buffer if interest, repairs or vacancy costs rise?
- What finance, contract or inspection condition remains unresolved before an offer?
Evidence to obtain—not yet verified here
- Current lender terms and approval conditions, not only a borrowing estimate.
- Dated levy notices, rates, insurance quotes and maintenance information.
- Contract advice, inspection findings and comparable sales evidence.
Other options: Lower the price limit, compare another property or wait for critical checks. A favourable model result is not a recommendation to make an unconditional offer.
Next action: Re-run the existing calculator with documented inputs, then agree your conditions and walk-away point with the relevant professionals.
When to revisit: Revisit when any input, approval condition, price or property finding changes.
General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.
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Market Intelligence
Eastgardens is a highly sought-after suburb in New South Wales, boasting a median house price of $1,450,000 and a median unit price of $785,000. With a population of 8,200 residents, this suburb offers a unique blend of lifestyle and convenience. The walkability score of 78.0/100 indicates that residents can easily access local amenities, including schools, shops, and public transportation. The schools rating of 7.0/10 and safety rating of 7.0/10 suggest a family-friendly environment. Located 12.0 km from the CBD, Eastgardens is an attractive option for commuters. The investment score of 76.0/100 and growth potential of 72.0/100 indicate a strong market position, with a rental yield of 3.2% for houses and a low vacancy rate of 1.8%. Overall, Eastgardens presents a compelling lifestyle and investment opportunity, with its desirable location, strong market fundamentals, and potential for long-term growth.
Market Snapshot
Median House
$1.4M
+8.5% 1yr
Median Apartment
$785K
+9.2% 1yr
Median Townhouse
$1.2M
Vacancy Rate
1.8%
32 avg DOM
Yield (Apartment)
4.8%
Yield (House)
3.2%
Auction Clearance
72%
Population
8,200
True Cost Breakdown
Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier
Apartment
Purchase Price
$785,000
Stamp Duty
$29,855
1st Year Total
$60,128
House
Purchase Price
$1,450,000
Stamp Duty
$62,160
1st Year Total
$100,334
Townhouse
Purchase Price
$1,180,000
Stamp Duty
$47,630
1st Year Total
$81,704
Run Your Own Numbers
These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.
Community Profile
Median Income
$78,000
Median Age
38
Family Households
58%
Owner-Occupied
58%
Walkability
78/100
Public Transport
7/10
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