What is the true cost of buying an apartment in Edgecliff?

The median apartment in Edgecliff is $1,450,000. Including stamp duty ($62,160), strata, council rates, insurance, and mortgage repayments, the true first-year cost is approximately $100,484, or $8,374/month.

What does it really cost to buy a house in Edgecliff?

The median house in Edgecliff is $3,200,000. True first-year cost including stamp duty ($158,410), rates, insurance, maintenance, and mortgage repayments is approximately $215,272.

What is the vacancy rate in Edgecliff?

Edgecliff currently has a vacancy rate of 1.8%. Properties average 32 days on market.

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True Cost of Buying in Edgecliff

2027 NSW · 4km to CBD

Rising

A decision, not just a search · Edgecliff

Does the lower estimated monthly cost make a property the better buy?

Only under the assumptions entered—and cost is not the whole decision. This model compares scenarios, not lender approval, building condition or personal suitability. Replace defaults with current quotes and documents, then test whether the cost remains manageable when circumstances change.

Questions that could change the answer

Which costs are current supplied figures, and which are model defaults?
What happens to your buffer if interest, repairs or vacancy costs rise?
What finance, contract or inspection condition remains unresolved before an offer?

Evidence to obtain—not yet verified here

Current lender terms and approval conditions, not only a borrowing estimate.
Dated levy notices, rates, insurance quotes and maintenance information.
Contract advice, inspection findings and comparable sales evidence.

Other options: Lower the price limit, compare another property or wait for critical checks. A favourable model result is not a recommendation to make an unconditional offer.

Next action: Re-run the existing calculator with documented inputs, then agree your conditions and walk-away point with the relevant professionals.

When to revisit: Revisit when any input, approval condition, price or property finding changes.

General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.

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Market Intelligence

Edgecliff is a prestigious, compact suburb in Sydney's Eastern Suburbs, positioned just 4km from the CBD with exceptional transport connectivity. This affluent enclave is characterized by high-rise apartment living, attracting professionals and executives who value proximity to the city and harbor. The suburb commands premium prices due to its strategic location, direct rail access, and proximity to Double Bay's luxury retail and dining precinct. With limited housing stock and strong ongoing demand, Edgecliff maintains its position as one of Sydney's most desirable residential addresses. The community enjoys excellent walkability, harbor glimpses from many properties, and access to quality amenities despite the suburb's small footprint. Investment fundamentals remain strong, supported by consistent rental demand from CBD workers and the suburb's enduring prestige factor.

Direct train access to Sydney CBD with 8-12 minute journey timesPremium harbourside location with proximity to luxury shopping and diningStrong rental demand from professionals working in the CBDLimited housing supply maintaining property valuesExcellent walkability and public transport connectivity

Market Snapshot

Median House

$3.2M

+8.5% 1yr

Median Apartment

$1.4M

+6.8% 1yr

Median Townhouse

—

Vacancy Rate

1.8%

32 avg DOM

Yield (Apartment)

3.2%

Yield (House)

2.8%

Auction Clearance

78%

Population

2,800

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$8,374/mo

Purchase Price

$1,450,000

Stamp Duty

$62,160

1st Year Total

$100,484

House

$17,939/mo

Purchase Price

$3,200,000

Stamp Duty

$158,410

1st Year Total

$215,272

Run Your Own Numbers

These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.

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