True Cost of Buying in Enfield
2136 NSW · 13km to CBD
A decision, not just a search · Enfield
Does the lower estimated monthly cost make a property the better buy?
Only under the assumptions entered—and cost is not the whole decision. This model compares scenarios, not lender approval, building condition or personal suitability. Replace defaults with current quotes and documents, then test whether the cost remains manageable when circumstances change.
Questions that could change the answer
- Which costs are current supplied figures, and which are model defaults?
- What happens to your buffer if interest, repairs or vacancy costs rise?
- What finance, contract or inspection condition remains unresolved before an offer?
Evidence to obtain—not yet verified here
- Current lender terms and approval conditions, not only a borrowing estimate.
- Dated levy notices, rates, insurance quotes and maintenance information.
- Contract advice, inspection findings and comparable sales evidence.
Other options: Lower the price limit, compare another property or wait for critical checks. A favourable model result is not a recommendation to make an unconditional offer.
Next action: Re-run the existing calculator with documented inputs, then agree your conditions and walk-away point with the relevant professionals.
When to revisit: Revisit when any input, approval condition, price or property finding changes.
General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.
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Market Intelligence
Enfield, NSW 2136, is a charming suburb that offers a unique blend of lifestyle and investment opportunities. With a median house price of $1,180,000 and a median unit price of $680,000, Enfield is positioned as a mid-to-high end market, attracting families and professionals seeking a convenient and comfortable living environment. The suburb's walkability score of 65/100 and proximity to the CBD, just 13km away, make it an attractive option for those who value ease of access to amenities and employment opportunities. Enfield's schools rating of 7/10 and safety rating of 8/10 further enhance its appeal as a desirable place to live. From an investment perspective, Enfield's growth potential is rated at 78/100, with a rental yield of 3.8% for houses and a vacancy rate of just 1.8%, indicating a strong demand for rental properties. With an investment score of 75/100, Enfield is an attractive option for investors seeking a balanced portfolio. Overall, Enfield's unique combination of lifestyle, market position, and investment outlook make it an exciting suburb to watch in the coming years.
Market Snapshot
Median House
$1.2M
+7.2% 1yr
Median Apartment
$680K
+5.8% 1yr
Median Townhouse
$950K
Vacancy Rate
1.8%
32 avg DOM
Yield (Apartment)
4.6%
Yield (House)
3.8%
Auction Clearance
72%
Population
8,200
True Cost Breakdown
Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier
Apartment
Purchase Price
$680,000
Stamp Duty
$25,130
1st Year Total
$53,756
House
Purchase Price
$1,180,000
Stamp Duty
$47,630
1st Year Total
$82,604
Townhouse
Purchase Price
$950,000
Stamp Duty
$37,280
1st Year Total
$67,748
Run Your Own Numbers
These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.
Community Profile
Median Income
$78,000
Median Age
36
Family Households
62%
Owner-Occupied
58%
Walkability
65/100
Public Transport
7/10
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