True Cost of Buying in Ettalong Beach

2257 NSW · 90km to CBD

Rising

Market Intelligence

Ettalong Beach is a picturesque coastal suburb on the NSW Central Coast, approximately 90km north of Sydney CBD. This beachside community has become increasingly popular as a sea change destination, particularly attracting retirees and families seeking a relaxed coastal lifestyle. The suburb features both patrolled surf beaches and calm bay waters, making it ideal for various water activities. Property values have experienced strong growth in recent years, driven by Sydney buyers seeking more affordable coastal living. The area offers a growing cafe and restaurant scene, regular markets, and proximity to Brisbane Water National Park. While public transport options are limited, ferry services provide scenic connections to Palm Beach and Pittwater. The community maintains a village atmosphere with active local groups and regular events, while recent foreshore improvements have enhanced the area's appeal. Investment potential remains strong due to holiday rental demand and continued population growth, though infrastructure limitations and seasonal tourism fluctuations present some challenges.

Dual beach access with both surf and bay water optionsStrong property price growth and investment potentialProximity to Sydney while maintaining coastal village charmActive community with regular markets and eventsGrowing hospitality and tourism infrastructure

Market Snapshot

Median House

$920K

+8.5% 1yr

Median Apartment

$620K

+6.2% 1yr

Median Townhouse

$750K

Vacancy Rate

2.8%

35 avg DOM

Yield (Apartment)

5.1%

Yield (House)

4.2%

Auction Clearance

68%

Population

3,200

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$4,177/mo

Purchase Price

$620,000

Stamp Duty

$22,430

1st Year Total

$50,120

House

$5,460/mo

Purchase Price

$920,000

Stamp Duty

$35,930

1st Year Total

$65,524

Townhouse

$4,634/mo

Purchase Price

$750,000

Stamp Duty

$28,280

1st Year Total

$55,604

Run Your Own Numbers

These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.

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Community Profile

Median Income

$62,000

Median Age

52

Family Households

42%

Owner-Occupied

68%

Walkability

65/100

Public Transport

4/10

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