True Cost of Buying in Grays Point

2232 NSW · 29km to CBD

Stable

Market Intelligence

Grays Point is an exclusive, low-density residential suburb in the Sutherland Shire, NSW, renowned for its premium waterfront properties and bushland setting. Located approximately 29km south of Sydney CBD, this prestigious enclave attracts affluent families and professionals seeking a lifestyle change, with properties typically featuring large blocks exceeding 800sqm. The suburb is characterized by its proximity to the Royal National Park, offering exceptional recreational opportunities including bushwalking trails and water access points. With a small population of around 1,200 residents, Grays Point maintains a strong community spirit through active residents' associations. The area faces challenges with limited public transport connectivity, requiring residents to drive to Loftus station (8km) or rely on bus services to Cronulla and Miranda. Commercial facilities are minimal, necessitating travel to nearby Miranda or Cronulla for shopping and services. The property market is influenced by limited housing stock due to bushfire-prone land restrictions, creating strong demand and premium pricing for available properties. Infrastructure includes adequate road networks despite some narrow streets due to bushland constraints, with NBN coverage exceeding 95%.

Premium waterfront and bushland properties with large blocksProximity to Royal National Park for exceptional recreational opportunitiesStrong community cohesion with active residents' associationsLow crime rates and safe family environmentExclusive, low-density residential character

Market Snapshot

Median House

$2.9M

+4.2% 1yr

Median Apartment

$1.4M

+3.8% 1yr

Median Townhouse

Vacancy Rate

1.8%

42 avg DOM

Yield (Apartment)

4.2%

Yield (House)

2.8%

Auction Clearance

72%

Population

1,200

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$8,374/mo

Purchase Price

$1,450,000

Stamp Duty

$62,160

1st Year Total

$100,484

House

$16,024/mo

Purchase Price

$2,850,000

Stamp Duty

$139,160

1st Year Total

$192,282

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Community Profile

Median Income

$135,000

Median Age

47

Family Households

78%

Owner-Occupied

88%

Walkability

45/100

Public Transport

3/10

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