True Cost of Buying in Grays Point
2232 NSW · 29km to CBD
Market Intelligence
Grays Point is an exclusive, low-density residential suburb in the Sutherland Shire, NSW, renowned for its premium waterfront properties and bushland setting. Located approximately 29km south of Sydney CBD, this prestigious enclave attracts affluent families and professionals seeking a lifestyle change, with properties typically featuring large blocks exceeding 800sqm. The suburb is characterized by its proximity to the Royal National Park, offering exceptional recreational opportunities including bushwalking trails and water access points. With a small population of around 1,200 residents, Grays Point maintains a strong community spirit through active residents' associations. The area faces challenges with limited public transport connectivity, requiring residents to drive to Loftus station (8km) or rely on bus services to Cronulla and Miranda. Commercial facilities are minimal, necessitating travel to nearby Miranda or Cronulla for shopping and services. The property market is influenced by limited housing stock due to bushfire-prone land restrictions, creating strong demand and premium pricing for available properties. Infrastructure includes adequate road networks despite some narrow streets due to bushland constraints, with NBN coverage exceeding 95%.
Market Snapshot
Median House
$2.9M
+4.2% 1yr
Median Apartment
$1.4M
+3.8% 1yr
Median Townhouse
—
Vacancy Rate
1.8%
42 avg DOM
Yield (Apartment)
4.2%
Yield (House)
2.8%
Auction Clearance
72%
Population
1,200
True Cost Breakdown
Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier
Apartment
Purchase Price
$1,450,000
Stamp Duty
$62,160
1st Year Total
$100,484
House
Purchase Price
$2,850,000
Stamp Duty
$139,160
1st Year Total
$192,282
Run Your Own Numbers
These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.
Community Profile
Median Income
$135,000
Median Age
47
Family Households
78%
Owner-Occupied
88%
Walkability
45/100
Public Transport
3/10
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