What is the true cost of buying an apartment in Haberfield?

The median apartment in Haberfield is $1,450,000. Including stamp duty ($62,160), strata, council rates, insurance, and mortgage repayments, the true first-year cost is approximately $100,484, or $8,374/month.

What does it really cost to buy a house in Haberfield?

The median house in Haberfield is $2,850,000. True first-year cost including stamp duty ($139,160), rates, insurance, maintenance, and mortgage repayments is approximately $192,282.

What is the vacancy rate in Haberfield?

Haberfield currently has a vacancy rate of 1.8%. Properties average 32 days on market.

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True Cost of Buying in Haberfield

2045 NSW · 9km to CBD

Stable

A decision, not just a search · Haberfield

Does the lower estimated monthly cost make a property the better buy?

Only under the assumptions entered—and cost is not the whole decision. This model compares scenarios, not lender approval, building condition or personal suitability. Replace defaults with current quotes and documents, then test whether the cost remains manageable when circumstances change.

Questions that could change the answer

Which costs are current supplied figures, and which are model defaults?
What happens to your buffer if interest, repairs or vacancy costs rise?
What finance, contract or inspection condition remains unresolved before an offer?

Evidence to obtain—not yet verified here

Current lender terms and approval conditions, not only a borrowing estimate.
Dated levy notices, rates, insurance quotes and maintenance information.
Contract advice, inspection findings and comparable sales evidence.

Other options: Lower the price limit, compare another property or wait for critical checks. A favourable model result is not a recommendation to make an unconditional offer.

Next action: Re-run the existing calculator with documented inputs, then agree your conditions and walk-away point with the relevant professionals.

When to revisit: Revisit when any input, approval condition, price or property finding changes.

General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.

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Market Intelligence

Haberfield, known as 'The Garden Suburb', is a prestigious inner-west Sydney location approximately 9km from the CBD. Renowned for its exceptional Federation-style architecture and heritage conservation, the suburb attracts affluent families and professionals seeking character homes with modern conveniences. The area maintains a strong Italian-Australian heritage, evident in its renowned Ramsay Street dining precinct featuring authentic Italian restaurants and cafes. With strict heritage overlays limiting new development, property supply remains constrained, driving premium values and consistent capital growth. The suburb offers excellent connectivity via multiple bus routes to the CBD, quality local amenities including highly-regarded schools, and proximity to Leichhardt and Five Dock shopping precincts. Community engagement is strong, with active heritage societies and events like the annual Haberfield Festival fostering neighborhood cohesion. The demographic profile skews toward educated professionals and established families who value the suburb's unique character, tree-lined streets, and premium location within the Inner West Council area.

Exceptional Federation architecture and heritage character creating unique market appealPremium Inner West location with excellent CBD connectivity via multiple transport optionsRenowned Italian dining precinct on Ramsay Street attracting visitors and adding lifestyle valueStrict heritage controls maintaining architectural integrity and limiting oversupplyStrong community engagement with active heritage societies and local events

Market Snapshot

Median House

$2.9M

+7.2% 1yr

Median Apartment

$1.4M

+5.8% 1yr

Median Townhouse

$2.2M

Vacancy Rate

1.8%

32 avg DOM

Yield (Apartment)

4.2%

Yield (House)

2.8%

Auction Clearance

78%

Population

6,800

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$8,374/mo

Purchase Price

$1,450,000

Stamp Duty

$62,160

1st Year Total

$100,484

House

$16,024/mo

Purchase Price

$2,850,000

Stamp Duty

$139,160

1st Year Total

$192,282

Townhouse

$11,966/mo

Purchase Price

$2,200,000

Stamp Duty

$103,410

1st Year Total

$143,588

Run Your Own Numbers

These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.

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