What is the true cost of buying an apartment in Hurstville Grove?

The median apartment in Hurstville Grove is $750,000. Including stamp duty ($28,280), strata, council rates, insurance, and mortgage repayments, the true first-year cost is approximately $58,004, or $4,834/month.

What does it really cost to buy a house in Hurstville Grove?

The median house in Hurstville Grove is $1,250,000. True first-year cost including stamp duty ($51,160), rates, insurance, maintenance, and mortgage repayments is approximately $87,202.

What is the vacancy rate in Hurstville Grove?

Hurstville Grove currently has a vacancy rate of 2.1%. Properties average 32 days on market.

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True Cost of Buying in Hurstville Grove

2220 NSW · 18km to CBD

Stable

A decision, not just a search · Hurstville Grove

Does the lower estimated monthly cost make a property the better buy?

Only under the assumptions entered—and cost is not the whole decision. This model compares scenarios, not lender approval, building condition or personal suitability. Replace defaults with current quotes and documents, then test whether the cost remains manageable when circumstances change.

Questions that could change the answer

Which costs are current supplied figures, and which are model defaults?
What happens to your buffer if interest, repairs or vacancy costs rise?
What finance, contract or inspection condition remains unresolved before an offer?

Evidence to obtain—not yet verified here

Current lender terms and approval conditions, not only a borrowing estimate.
Dated levy notices, rates, insurance quotes and maintenance information.
Contract advice, inspection findings and comparable sales evidence.

Other options: Lower the price limit, compare another property or wait for critical checks. A favourable model result is not a recommendation to make an unconditional offer.

Next action: Re-run the existing calculator with documented inputs, then agree your conditions and walk-away point with the relevant professionals.

When to revisit: Revisit when any input, approval condition, price or property finding changes.

General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.

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Market Intelligence

Hurstville Grove is a small, well-positioned residential suburb in Sydney's St George region, offering an attractive blend of suburban tranquility and urban convenience. Located within the Georges River Council area, this multicultural community features predominantly detached housing with some medium-density developments, making it particularly appealing to families and professionals. The suburb benefits significantly from its proximity to Hurstville CBD, providing residents with access to major shopping precincts, dining options, and essential services while maintaining a quieter residential character. With median house prices ranging from $1.1M-$1.4M as of 2024, Hurstville Grove presents more affordable housing options compared to nearby Hurstville centre, yet still offers excellent connectivity via the T4 Eastern Suburbs & Illawarra Line through Hurstville Station. The area boasts strong community amenities including local parks, quality educational facilities, and recreational areas near the Georges River. The diverse population, with significant Asian Australian representation, contributes to a vibrant multicultural atmosphere while maintaining strong community bonds through local facilities and shared spaces.

Excellent proximity to Hurstville CBD shopping and dining precinctStrong transport connectivity via T4 railway line and bus networksMore affordable housing compared to nearby Hurstville centreDiverse multicultural community with strong social cohesionAccess to quality educational facilities and local parks

Market Snapshot

Median House

$1.3M

+5.2% 1yr

Median Apartment

$750K

+4.8% 1yr

Median Townhouse

$980K

Vacancy Rate

2.1%

32 avg DOM

Yield (Apartment)

4.1%

Yield (House)

3.2%

Auction Clearance

68%

Population

2,800

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$4,834/mo

Purchase Price

$750,000

Stamp Duty

$28,280

1st Year Total

$58,004

House

$7,267/mo

Purchase Price

$1,250,000

Stamp Duty

$51,160

1st Year Total

$87,202

Townhouse

$5,797/mo

Purchase Price

$980,000

Stamp Duty

$38,630

1st Year Total

$69,560

Run Your Own Numbers

These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.

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