True Cost of Buying in Hurstville
2220 NSW · 16km to CBD
A decision, not just a search · Hurstville
Does the lower estimated monthly cost make a property the better buy?
Only under the assumptions entered—and cost is not the whole decision. This model compares scenarios, not lender approval, building condition or personal suitability. Replace defaults with current quotes and documents, then test whether the cost remains manageable when circumstances change.
Questions that could change the answer
- Which costs are current supplied figures, and which are model defaults?
- What happens to your buffer if interest, repairs or vacancy costs rise?
- What finance, contract or inspection condition remains unresolved before an offer?
Evidence to obtain—not yet verified here
- Current lender terms and approval conditions, not only a borrowing estimate.
- Dated levy notices, rates, insurance quotes and maintenance information.
- Contract advice, inspection findings and comparable sales evidence.
Other options: Lower the price limit, compare another property or wait for critical checks. A favourable model result is not a recommendation to make an unconditional offer.
Next action: Re-run the existing calculator with documented inputs, then agree your conditions and walk-away point with the relevant professionals.
When to revisit: Revisit when any input, approval condition, price or property finding changes.
General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.
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Market Intelligence
Hurstville is a vibrant multicultural suburb located 16km south of Sydney CBD, serving as a major commercial and residential hub in the St George region. The area is characterized by its high-density living with 68% of dwellings being units or apartments, reflecting its urban transformation and proximity to excellent transport links. With a population of 28,500 and a median age of 38, Hurstville attracts a diverse mix of professionals, families, and investors drawn to its connectivity via Hurstville Station on the T4 line. The suburb boasts strong cultural diversity with 48% of residents born overseas, particularly from Asian communities, creating a rich tapestry of dining, shopping, and cultural experiences centered around Westfield Hurstville. Property values have shown solid growth with houses reaching a median of $1.45M and units at $680K, supported by ongoing urban renewal projects and infrastructure improvements. The area offers excellent amenities including quality schools, healthcare facilities, parks, and recreational spaces, making it particularly appealing to families and young professionals seeking urban convenience with community feel.
Market Snapshot
Median House
$1.4M
+8.2% 1yr
Median Apartment
$680K
+6.8% 1yr
Median Townhouse
$950K
Vacancy Rate
1.8%
32 avg DOM
Yield (Apartment)
4.8%
Yield (House)
3.2%
Auction Clearance
72%
Population
28,500
True Cost Breakdown
Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier
Apartment
Purchase Price
$680,000
Stamp Duty
$25,130
1st Year Total
$53,756
House
Purchase Price
$1,450,000
Stamp Duty
$62,160
1st Year Total
$100,334
Townhouse
Purchase Price
$950,000
Stamp Duty
$37,280
1st Year Total
$67,748
Run Your Own Numbers
These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.
Community Profile
Median Income
$78,000
Median Age
38
Family Households
58%
Owner-Occupied
45%
Walkability
78/100
Public Transport
9/10
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