True Cost of Buying in Kearns

2558 NSW · 50km to CBD

Stable

Market Intelligence

Kearns is a diverse, multicultural suburb in southwestern Sydney's Campbelltown area, characterized by its affordability and strong community spirit. Located approximately 50km from Sydney CBD, this established residential area features predominantly 1970s-1980s housing stock with a significant proportion of public housing. The suburb attracts young families and first-home buyers seeking affordable entry into the Sydney market. With a population of around 5,200 residents, Kearns has a notably diverse demographic including significant Pacific Islander and Middle Eastern communities. While facing socioeconomic challenges including higher unemployment rates, the area benefits from proximity to Campbelltown CBD, local amenities including Kearns Public School and recreational facilities, and strong multicultural support networks. The property market remains one of the most affordable in the region, with median house prices around $650,000 and solid rental yields of 4.5-5.5%. Transport connectivity relies primarily on bus services to Campbelltown station, though the area benefits from good road access. The suburb offers genuine community atmosphere with active local organizations, parks including Kearns Reserve, and essential services within reach. Investment appeal centers on affordability, rental demand from diverse tenant base, and potential for capital growth as broader Western Sydney development continues.

High affordability compared to broader Sydney marketStrong multicultural community with active support networksSolid rental yields and consistent tenant demandProximity to Campbelltown CBD and major shopping facilitiesEstablished infrastructure with parks and recreational facilities

Market Snapshot

Median House

$650K

+4.2% 1yr

Median Apartment

$420K

+3.8% 1yr

Median Townhouse

Vacancy Rate

1.8%

42 avg DOM

Yield (Apartment)

5.8%

Yield (House)

5.2%

Auction Clearance

68%

Population

5,200

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$3,166/mo

Purchase Price

$420,000

Stamp Duty

$13,430

1st Year Total

$37,988

House

$3,983/mo

Purchase Price

$650,000

Stamp Duty

$23,780

1st Year Total

$47,794

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These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.

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Community Profile

Median Income

$52,000

Median Age

32

Family Households

68%

Owner-Occupied

52%

Walkability

52/100

Public Transport

5/10

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