What is the true cost of buying an apartment in Kingswood?

The median apartment in Kingswood is $485,000. Including stamp duty ($16,355), strata, council rates, insurance, and mortgage repayments, the true first-year cost is approximately $41,924, or $3,494/month.

What does it really cost to buy a house in Kingswood?

The median house in Kingswood is $720,000. True first-year cost including stamp duty ($26,930), rates, insurance, maintenance, and mortgage repayments is approximately $52,392.

What is the vacancy rate in Kingswood?

Kingswood currently has a vacancy rate of 2.1%. Properties average 35 days on market.

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True Cost of Buying in Kingswood

2747 NSW · 55km to CBD

Stable

A decision, not just a search · Kingswood

Does the lower estimated monthly cost make a property the better buy?

Only under the assumptions entered—and cost is not the whole decision. This model compares scenarios, not lender approval, building condition or personal suitability. Replace defaults with current quotes and documents, then test whether the cost remains manageable when circumstances change.

Questions that could change the answer

Which costs are current supplied figures, and which are model defaults?
What happens to your buffer if interest, repairs or vacancy costs rise?
What finance, contract or inspection condition remains unresolved before an offer?

Evidence to obtain—not yet verified here

Current lender terms and approval conditions, not only a borrowing estimate.
Dated levy notices, rates, insurance quotes and maintenance information.
Contract advice, inspection findings and comparable sales evidence.

Other options: Lower the price limit, compare another property or wait for critical checks. A favourable model result is not a recommendation to make an unconditional offer.

Next action: Re-run the existing calculator with documented inputs, then agree your conditions and walk-away point with the relevant professionals.

When to revisit: Revisit when any input, approval condition, price or property finding changes.

General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.

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Market Intelligence

Kingswood, NSW 2747 is an affordable suburb in Western Sydney's Penrith Local Government Area, strategically positioned 55km from Sydney CBD. Home to Western Sydney University's Kingswood campus, the suburb attracts a diverse mix of students, young families, and first-home buyers. The area benefits from excellent transport connectivity via Kingswood railway station on the T1 Western Line and proximity to the M4 Motorway. The housing market predominantly features detached homes with some townhouses and units, offering strong affordability compared to inner Sydney. The multicultural community includes significant Pacific Islander and Aboriginal populations, contributing to a vibrant local character. Infrastructure investment continues as part of Western Sydney's growth corridor, with improvements in transport, education, and community facilities. The suburb offers good access to Penrith CBD's amenities while maintaining a more relaxed residential atmosphere. Recent property market performance shows steady growth with strong rental yields, making it attractive to investors and owner-occupiers alike.

Excellent transport connectivity with direct train access to Sydney CBDHome to Western Sydney University campus providing educational and employment opportunitiesStrong affordability compared to inner Sydney suburbsDiverse multicultural community with rich cultural heritageProximity to Penrith CBD and recreational facilities including Nepean River

Market Snapshot

Median House

$720K

+6.8% 1yr

Median Apartment

$485K

+5.2% 1yr

Median Townhouse

$650K

Vacancy Rate

2.1%

35 avg DOM

Yield (Apartment)

5.4%

Yield (House)

4.8%

Auction Clearance

68%

Population

8,500

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$3,494/mo

Purchase Price

$485,000

Stamp Duty

$16,355

1st Year Total

$41,924

House

$4,366/mo

Purchase Price

$720,000

Stamp Duty

$26,930

1st Year Total

$52,392

Townhouse

$4,129/mo

Purchase Price

$650,000

Stamp Duty

$23,780

1st Year Total

$49,544

Run Your Own Numbers

These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.

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