True Cost of Buying in Kyeemagh
2216 NSW · 13km to CBD
A decision, not just a search · Kyeemagh
Does the lower estimated monthly cost make a property the better buy?
Only under the assumptions entered—and cost is not the whole decision. This model compares scenarios, not lender approval, building condition or personal suitability. Replace defaults with current quotes and documents, then test whether the cost remains manageable when circumstances change.
Questions that could change the answer
- Which costs are current supplied figures, and which are model defaults?
- What happens to your buffer if interest, repairs or vacancy costs rise?
- What finance, contract or inspection condition remains unresolved before an offer?
Evidence to obtain—not yet verified here
- Current lender terms and approval conditions, not only a borrowing estimate.
- Dated levy notices, rates, insurance quotes and maintenance information.
- Contract advice, inspection findings and comparable sales evidence.
Other options: Lower the price limit, compare another property or wait for critical checks. A favourable model result is not a recommendation to make an unconditional offer.
Next action: Re-run the existing calculator with documented inputs, then agree your conditions and walk-away point with the relevant professionals.
When to revisit: Revisit when any input, approval condition, price or property finding changes.
General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.
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Market Intelligence
Kyeemagh is a small, tightly-knit waterfront suburb in Sydney's Bayside region, located 13km south of the CBD and bordered by Botany Bay. With a population of approximately 1,200 residents, this predominantly residential area offers a unique blend of coastal living and urban accessibility. The suburb is renowned for the historic Kyeemagh Baths, a popular ocean swimming spot, and its proximity to Brighton-Le-Sands beach. Housing consists mainly of older fibro homes and newer developments, with waterfront properties commanding premium prices. While the suburb benefits from excellent beach access and a strong sense of community, it faces challenges from aircraft noise due to its proximity to Sydney Airport (5km away) and limited local amenities, requiring residents to travel to nearby suburbs for shopping and services. The area attracts families and professionals seeking a coastal lifestyle with reasonable city access, though public transport options are limited to bus services. Property values have shown steady growth, supported by the desirable waterfront location and limited housing stock.
Market Snapshot
Median House
$1.1M
+8.5% 1yr
Median Apartment
$725K
+6.8% 1yr
Median Townhouse
$950K
Vacancy Rate
2.1%
42 avg DOM
Yield (Apartment)
4.2%
Yield (House)
3.8%
Auction Clearance
72%
Population
1,200
True Cost Breakdown
Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier
Apartment
Purchase Price
$725,000
Stamp Duty
$27,155
1st Year Total
$56,492
House
Purchase Price
$1,150,000
Stamp Duty
$46,280
1st Year Total
$80,630
Townhouse
Purchase Price
$950,000
Stamp Duty
$37,280
1st Year Total
$67,748
Run Your Own Numbers
These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.
Community Profile
Median Income
$85,000
Median Age
43
Family Households
68%
Owner-Occupied
65%
Walkability
65/100
Public Transport
4/10
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