What is the true cost of buying an apartment in Laurieton?

The median apartment in Laurieton is $485,000. Including stamp duty ($16,355), strata, council rates, insurance, and mortgage repayments, the true first-year cost is approximately $41,924, or $3,494/month.

What does it really cost to buy a house in Laurieton?

The median house in Laurieton is $785,000. True first-year cost including stamp duty ($29,855), rates, insurance, maintenance, and mortgage repayments is approximately $56,653.

What is the vacancy rate in Laurieton?

Laurieton currently has a vacancy rate of 1.8%. Properties average 42 days on market.

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True Cost of Buying in Laurieton

2443 NSW · 370km to CBD

Stable

A decision, not just a search · Laurieton

Does the lower estimated monthly cost make a property the better buy?

Only under the assumptions entered—and cost is not the whole decision. This model compares scenarios, not lender approval, building condition or personal suitability. Replace defaults with current quotes and documents, then test whether the cost remains manageable when circumstances change.

Questions that could change the answer

Which costs are current supplied figures, and which are model defaults?
What happens to your buffer if interest, repairs or vacancy costs rise?
What finance, contract or inspection condition remains unresolved before an offer?

Evidence to obtain—not yet verified here

Current lender terms and approval conditions, not only a borrowing estimate.
Dated levy notices, rates, insurance quotes and maintenance information.
Contract advice, inspection findings and comparable sales evidence.

Other options: Lower the price limit, compare another property or wait for critical checks. A favourable model result is not a recommendation to make an unconditional offer.

Next action: Re-run the existing calculator with documented inputs, then agree your conditions and walk-away point with the relevant professionals.

When to revisit: Revisit when any input, approval condition, price or property finding changes.

General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.

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Market Intelligence

Laurieton is a picturesque coastal town located on the Camden Haven River in NSW's Mid North Coast, approximately 370km north of Sydney. This charming retirement haven has experienced significant growth driven by sea change migration, particularly attracting retirees seeking a relaxed coastal lifestyle. The town offers excellent access to waterfront activities including boating, fishing, and proximity to Crowdy Bay National Park. Property values have surged over the past five years due to strong demand from retirees and tree changers, with waterfront properties commanding premium prices. The community features a mix of older homes, modern developments, and retirement villages, supported by local amenities including shops, cafes, golf course, and medical facilities. While the town maintains its small-town charm with an active retirement community and various clubs, it faces challenges including car dependency due to limited public transport and higher property prices affecting affordability for younger buyers. The rental market remains relatively tight due to tourism demand and permanent resident growth, creating opportunities for investors targeting the retirement demographic.

Prime coastal location on Camden Haven River with excellent waterfront accessStrong property value growth driven by sea change migrationActive retirement community with established clubs and amenitiesProximity to Crowdy Bay National Park and natural attractionsLow crime rates and safe community environment

Market Snapshot

Median House

$785K

+6.2% 1yr

Median Apartment

$485K

+5.8% 1yr

Median Townhouse

$625K

Vacancy Rate

1.8%

42 avg DOM

Yield (Apartment)

5.1%

Yield (House)

4.2%

Auction Clearance

68%

Population

2,850

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$3,494/mo

Purchase Price

$485,000

Stamp Duty

$16,355

1st Year Total

$41,924

House

$4,721/mo

Purchase Price

$785,000

Stamp Duty

$29,855

1st Year Total

$56,653

Townhouse

$4,002/mo

Purchase Price

$625,000

Stamp Duty

$22,655

1st Year Total

$48,020

Run Your Own Numbers

These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.

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