True Cost of Buying in Little Bay

2036 NSW · 14km to CBD

Stable

Market Intelligence

Little Bay is a premium coastal suburb in Sydney's eastern suburbs, offering an enviable beachfront lifestyle just 14km from the CBD. With a population of 4,200 and median age of 42, it attracts professionals and families seeking coastal living with urban convenience. The suburb is dominated by apartments and units (68% of dwellings), reflecting significant new development activity that has transformed the area. Property values are strong, with median house prices at $1.85M and units at $920K, supported by the coastal location and proximity to amenities like Prince of Wales Hospital and UNSW. The community enjoys excellent safety ratings, beautiful beaches, and recreational facilities including NSW Golf Club. While public transport options are limited to bus services, the suburb compensates with high walkability scores and direct beach access. Investment fundamentals are solid with low vacancy rates (1.8%), strong rental yields, and consistent capital growth driven by the premium coastal position and ongoing development.

Premium coastal location with direct beach access and scenic viewsStrong property fundamentals with consistent capital growth and low vacancy ratesHigh safety ratings and family-friendly environment with quality amenitiesProximity to major medical facilities (Prince of Wales Hospital) and UNSWActive community with excellent recreational facilities including golf course and coastal walks

Market Snapshot

Median House

$1.9M

+8.5% 1yr

Median Apartment

$920K

+7.2% 1yr

Median Townhouse

$1.4M

Vacancy Rate

1.8%

32 avg DOM

Yield (Apartment)

4.1%

Yield (House)

3.2%

Auction Clearance

74%

Population

4,200

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$5,694/mo

Purchase Price

$920,000

Stamp Duty

$35,930

1st Year Total

$68,324

House

$10,551/mo

Purchase Price

$1,850,000

Stamp Duty

$84,160

1st Year Total

$126,610

Townhouse

$7,668/mo

Purchase Price

$1,350,000

Stamp Duty

$56,660

1st Year Total

$92,012

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Community Profile

Median Income

$95,000

Median Age

42

Family Households

58%

Owner-Occupied

62%

Walkability

72/100

Public Transport

6/10

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