True Cost of Buying in Loftus
2232 NSW · 29km to CBD
Market Intelligence
Loftus is a tranquil residential suburb in the Sutherland Shire, located 29km south of Sydney CBD, distinguished by its unique position bordering the Royal National Park. This established family-oriented community offers an exceptional lifestyle combining suburban convenience with immediate access to pristine bushland and outdoor recreation. The suburb is characterized by predominantly detached homes on generous blocks, reflecting its heritage character and environmental constraints that limit high-density development. Loftus Railway Station provides reliable connectivity to Sydney CBD via the Illawarra Line, making it attractive to commuters seeking a peaceful retreat from urban intensity. The demographic profile consists primarily of established families and professionals aged 35-64, with a strong Australian-born majority and emphasis on environmental conservation. Property values benefit from the suburb's unique positioning, train accessibility, and limited housing supply due to geographical constraints. While commercial amenities are limited locally, residents enjoy easy access to Engadine and Sutherland for shopping and services, complemented by the unparalleled recreational opportunities of the adjacent national park for bushwalking, cycling, and nature activities.
Market Snapshot
Median House
$1.4M
+8.2% 1yr
Median Apartment
$750K
+6.8% 1yr
Median Townhouse
$980K
Vacancy Rate
1.8%
32 avg DOM
Yield (Apartment)
4.1%
Yield (House)
3.2%
Auction Clearance
72%
Population
3,200
True Cost Breakdown
Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier
Apartment
Purchase Price
$750,000
Stamp Duty
$28,280
1st Year Total
$58,004
House
Purchase Price
$1,350,000
Stamp Duty
$56,660
1st Year Total
$93,762
Townhouse
Purchase Price
$980,000
Stamp Duty
$38,630
1st Year Total
$69,560
Run Your Own Numbers
These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.
Community Profile
Median Income
$95,000
Median Age
42
Family Households
68%
Owner-Occupied
78%
Walkability
65/100
Public Transport
7/10
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