True Cost of Buying in Lurnea
2170 NSW · 35km to CBD
A decision, not just a search · Lurnea
Does the lower estimated monthly cost make a property the better buy?
Only under the assumptions entered—and cost is not the whole decision. This model compares scenarios, not lender approval, building condition or personal suitability. Replace defaults with current quotes and documents, then test whether the cost remains manageable when circumstances change.
Questions that could change the answer
- Which costs are current supplied figures, and which are model defaults?
- What happens to your buffer if interest, repairs or vacancy costs rise?
- What finance, contract or inspection condition remains unresolved before an offer?
Evidence to obtain—not yet verified here
- Current lender terms and approval conditions, not only a borrowing estimate.
- Dated levy notices, rates, insurance quotes and maintenance information.
- Contract advice, inspection findings and comparable sales evidence.
Other options: Lower the price limit, compare another property or wait for critical checks. A favourable model result is not a recommendation to make an unconditional offer.
Next action: Re-run the existing calculator with documented inputs, then agree your conditions and walk-away point with the relevant professionals.
When to revisit: Revisit when any input, approval condition, price or property finding changes.
General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.
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Market Intelligence
Lurnea is an affordable suburb in South Western Sydney, located 35km from the CBD within Liverpool City Council. Known for its cultural diversity with significant Pacific Islander and Middle Eastern communities, the suburb offers accessible housing options with a high proportion of public housing and rental properties. The area features essential amenities including Lurnea Public School, recreational facilities like Lurnea Oval, and convenient access to Liverpool CBD and Westfield Liverpool. While property values remain below Sydney averages, the suburb benefits from strong rental demand and higher yields. Transport connectivity includes regular bus services and proximity to the M5 Motorway, with Warwick Farm station providing rail access. The community is family-oriented with a younger median age and high proportion of households with children. Future infrastructure developments in Western Sydney may enhance the suburb's appeal and accessibility.
Market Snapshot
Median House
$680K
+4.2% 1yr
Median Apartment
$420K
+3.8% 1yr
Median Townhouse
$580K
Vacancy Rate
1.8%
42 avg DOM
Yield (Apartment)
5.4%
Yield (House)
4.8%
Auction Clearance
68%
Population
4,200
True Cost Breakdown
Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier
Apartment
Purchase Price
$420,000
Stamp Duty
$13,430
1st Year Total
$37,988
House
Purchase Price
$680,000
Stamp Duty
$25,130
1st Year Total
$49,756
Townhouse
Purchase Price
$580,000
Stamp Duty
$20,630
1st Year Total
$45,296
Run Your Own Numbers
These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.
Community Profile
Median Income
$58,000
Median Age
32
Family Households
68%
Owner-Occupied
35%
Walkability
55/100
Public Transport
5/10
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