True Cost of Buying in Macquarie Park

2113 NSW · 15km to CBD

Stable

A decision, not just a search · Macquarie Park

Does the lower estimated monthly cost make a property the better buy?

Only under the assumptions entered—and cost is not the whole decision. This model compares scenarios, not lender approval, building condition or personal suitability. Replace defaults with current quotes and documents, then test whether the cost remains manageable when circumstances change.

Questions that could change the answer

  • Which costs are current supplied figures, and which are model defaults?
  • What happens to your buffer if interest, repairs or vacancy costs rise?
  • What finance, contract or inspection condition remains unresolved before an offer?

Evidence to obtain—not yet verified here

  • Current lender terms and approval conditions, not only a borrowing estimate.
  • Dated levy notices, rates, insurance quotes and maintenance information.
  • Contract advice, inspection findings and comparable sales evidence.

Other options: Lower the price limit, compare another property or wait for critical checks. A favourable model result is not a recommendation to make an unconditional offer.

Next action: Re-run the existing calculator with documented inputs, then agree your conditions and walk-away point with the relevant professionals.

When to revisit: Revisit when any input, approval condition, price or property finding changes.

General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.

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Market Intelligence

Macquarie Park, NSW 2113, is a highly sought-after suburb in Sydney's north, boasting a unique blend of residential, commercial, and educational hubs. With a median house price of $1,850,000 and a median unit price of $785,000, the area is firmly established as a premium market. The population of 18,500 residents enjoys a high level of walkability, with a score of 75.0, and access to top-rated schools, which have an overall rating of 8.0. The suburb's proximity to the CBD, just 15.0 km away, and its well-developed infrastructure make it an attractive option for both families and professionals. From an investment perspective, Macquarie Park presents a compelling case, with a high investment score of 78.0 and significant growth potential, rated at 82.0. The rental yield for houses is 3.2%, and the vacancy rate is a low 2.1%, indicating strong demand for properties in the area. Overall, Macquarie Park offers an exceptional lifestyle, a robust market position, and a promising investment outlook, making it an ideal choice for those seeking a high-quality living experience and long-term financial returns.

Highly rated schools with an overall rating of 8.0Strong investment potential with an investment score of 78.0Significant growth potential, rated at 82.0High level of walkability, with a score of 75.0Proximity to the CBD and well-developed infrastructure

Market Snapshot

Median House

$1.9M

+6.8% 1yr

Median Apartment

$785K

+8.2% 1yr

Median Townhouse

$1.3M

Vacancy Rate

2.1%

32 avg DOM

Yield (Apartment)

4.8%

Yield (House)

3.2%

Auction Clearance

72%

Population

18,500

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$5,011/mo

Purchase Price

$785,000

Stamp Duty

$29,855

1st Year Total

$60,128

House

$10,551/mo

Purchase Price

$1,850,000

Stamp Duty

$84,160

1st Year Total

$126,610

Townhouse

$7,517/mo

Purchase Price

$1,320,000

Stamp Duty

$55,010

1st Year Total

$90,200

Run Your Own Numbers

These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.

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Community Profile

Median Income

$89,000

Median Age

32

Family Households

45%

Owner-Occupied

42%

Walkability

75/100

Public Transport

9/10

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