True Cost of Buying in Mascot
2020 NSW · 7km to CBD
A decision, not just a search · Mascot
Does the lower estimated monthly cost make a property the better buy?
Only under the assumptions entered—and cost is not the whole decision. This model compares scenarios, not lender approval, building condition or personal suitability. Replace defaults with current quotes and documents, then test whether the cost remains manageable when circumstances change.
Questions that could change the answer
- Which costs are current supplied figures, and which are model defaults?
- What happens to your buffer if interest, repairs or vacancy costs rise?
- What finance, contract or inspection condition remains unresolved before an offer?
Evidence to obtain—not yet verified here
- Current lender terms and approval conditions, not only a borrowing estimate.
- Dated levy notices, rates, insurance quotes and maintenance information.
- Contract advice, inspection findings and comparable sales evidence.
Other options: Lower the price limit, compare another property or wait for critical checks. A favourable model result is not a recommendation to make an unconditional offer.
Next action: Re-run the existing calculator with documented inputs, then agree your conditions and walk-away point with the relevant professionals.
When to revisit: Revisit when any input, approval condition, price or property finding changes.
General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.
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Market Intelligence
Mascot is a rapidly transforming inner-south suburb of Sydney, located just 7km from the CBD and adjacent to Kingsford Smith Airport. Once an industrial area, Mascot has undergone significant urban renewal with numerous high-density residential developments, modern apartments, and improved infrastructure. The suburb benefits from excellent transport connectivity via the Airport Line, Green Square station, and proximity to major arterial roads. The area attracts young professionals, investors, and downsizers due to its convenience and urban lifestyle offerings. While aircraft noise remains a consideration, the suburb's strategic location, ongoing development, and strong rental demand make it an attractive investment proposition. The demographic profile skews towards higher-income professionals and international residents, supported by quality dining, shopping at Eastgardens, and recreational facilities. Future growth is supported by continued urban densification, infrastructure improvements, and Sydney's airport proximity driving both residential and commercial interest.
Market Snapshot
Median House
$1.4M
+8.5% 1yr
Median Apartment
$720K
+9.2% 1yr
Median Townhouse
$980K
Vacancy Rate
2.1%
28 avg DOM
Yield (Apartment)
4.6%
Yield (House)
3.8%
Auction Clearance
72%
Population
8,500
True Cost Breakdown
Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier
Apartment
Purchase Price
$720,000
Stamp Duty
$26,930
1st Year Total
$56,192
House
Purchase Price
$1,450,000
Stamp Duty
$62,160
1st Year Total
$100,334
Townhouse
Purchase Price
$980,000
Stamp Duty
$38,630
1st Year Total
$69,560
Run Your Own Numbers
These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.
Community Profile
Median Income
$78,000
Median Age
34
Family Households
45%
Owner-Occupied
52%
Walkability
78/100
Public Transport
9/10
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