True Cost of Buying in Matraville
2036 NSW · 10km to CBD
A decision, not just a search · Matraville
Does the lower estimated monthly cost make a property the better buy?
Only under the assumptions entered—and cost is not the whole decision. This model compares scenarios, not lender approval, building condition or personal suitability. Replace defaults with current quotes and documents, then test whether the cost remains manageable when circumstances change.
Questions that could change the answer
- Which costs are current supplied figures, and which are model defaults?
- What happens to your buffer if interest, repairs or vacancy costs rise?
- What finance, contract or inspection condition remains unresolved before an offer?
Evidence to obtain—not yet verified here
- Current lender terms and approval conditions, not only a borrowing estimate.
- Dated levy notices, rates, insurance quotes and maintenance information.
- Contract advice, inspection findings and comparable sales evidence.
Other options: Lower the price limit, compare another property or wait for critical checks. A favourable model result is not a recommendation to make an unconditional offer.
Next action: Re-run the existing calculator with documented inputs, then agree your conditions and walk-away point with the relevant professionals.
When to revisit: Revisit when any input, approval condition, price or property finding changes.
General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.
Take this question to a reviewThe question and suggested checks are prefilled for you to edit. No enquiry is sent until you submit and consent.
Market Intelligence
Matraville, a suburb in New South Wales, offers a unique blend of lifestyle and investment opportunities. With a median house price of $1,450,000 and a median unit price of $850,000, the suburb presents a relatively high-end market position. The population of 4,200 residents enjoys a moderate walkability score of 68.0, indicating a decent level of accessibility to local amenities. The schools rating of 7.0 and safety rating of 7.0 suggest a respectable quality of life. Located 10.0 km from the CBD, Matraville provides a reasonable commute to the city center. In terms of investment, the suburb boasts an investment score of 76.0 and a growth potential of 78.0, driven by a rental yield of 3.2% for houses and a low vacancy rate of 1.8%. The median income of $78,000 supports a stable demand for housing. Overall, Matraville's market position and investment outlook are promising, making it an attractive option for those seeking a balanced lifestyle and potential long-term returns.
Market Snapshot
Median House
$1.4M
+8.5% 1yr
Median Apartment
$850K
+7.8% 1yr
Median Townhouse
$1.1M
Vacancy Rate
1.8%
28 avg DOM
Yield (Apartment)
4.1%
Yield (House)
3.2%
Auction Clearance
72%
Population
4,200
True Cost Breakdown
Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier
Apartment
Purchase Price
$850,000
Stamp Duty
$32,780
1st Year Total
$64,076
House
Purchase Price
$1,450,000
Stamp Duty
$62,160
1st Year Total
$100,334
Townhouse
Purchase Price
$1,150,000
Stamp Duty
$46,280
1st Year Total
$79,880
Run Your Own Numbers
These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.
Community Profile
Median Income
$78,000
Median Age
37
Family Households
58%
Owner-Occupied
62%
Walkability
68/100
Public Transport
6/10
Need finance guidance for Matraville?
Local Knowledge Finance — brokers who know this market.
Find a professional in Matraville
Demand-matched agents who know this suburb best.