True Cost of Buying in Mosman

2088 NSW

Stable

Market Intelligence

Mosman is one of Sydney's most prestigious harbourside suburbs, located on the lower North Shore approximately 8km northeast of the CBD. Known for its stunning harbour views, heritage architecture, and exclusive waterfront properties, Mosman consistently ranks among Australia's most desirable residential addresses. The suburb features a mix of grand Federation homes, contemporary apartments, and luxury waterfront estates, with many properties commanding premium prices due to their harbour frontage and proximity to iconic locations like Taronga Zoo and Bradley's Head. The area attracts affluent professionals, established families, and high-net-worth individuals seeking a sophisticated lifestyle with easy access to the city via ferry and bus services. Mosman's village-like atmosphere, centered around Military Road's boutique shopping and dining precinct, combines urban convenience with coastal tranquility. The suburb's exceptional schools, pristine beaches, and extensive parklands make it particularly appealing to families, while its investment-grade properties and limited supply ensure strong capital growth potential despite lower rental yields.

Prime harbourside location with prestigious address and stunning water viewsExcellent transport connectivity to CBD via ferry services and express busesOutstanding educational facilities including Mosman High School and elite private schoolsLimited housing supply in tightly held market ensuring capital growthHigh-quality amenities including Taronga Zoo, beaches, and premium shopping

Market Snapshot

Median House

$5.2M

+8.3% 1yr

Median Apartment

$1.4M

+5.9% 1yr

Median Townhouse

Vacancy Rate

1.2%

30 avg DOM

Yield (Apartment)

3.5%

Yield (House)

2.1%

Auction Clearance

79%

Population

28,500

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$7,868/mo

Purchase Price

$1,350,000

Stamp Duty

$56,660

1st Year Total

$94,412

House

$28,886/mo

Purchase Price

$5,200,000

Stamp Duty

$364,000

1st Year Total

$346,628

Run Your Own Numbers

These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.

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Community Profile

Median Income

$115,000

Median Age

41

Walkability

78/100

Public Transport

75/10

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