True Cost of Buying in Narraweena
2099 NSW · 23km to CBD
A decision, not just a search · Narraweena
Does the lower estimated monthly cost make a property the better buy?
Only under the assumptions entered—and cost is not the whole decision. This model compares scenarios, not lender approval, building condition or personal suitability. Replace defaults with current quotes and documents, then test whether the cost remains manageable when circumstances change.
Questions that could change the answer
- Which costs are current supplied figures, and which are model defaults?
- What happens to your buffer if interest, repairs or vacancy costs rise?
- What finance, contract or inspection condition remains unresolved before an offer?
Evidence to obtain—not yet verified here
- Current lender terms and approval conditions, not only a borrowing estimate.
- Dated levy notices, rates, insurance quotes and maintenance information.
- Contract advice, inspection findings and comparable sales evidence.
Other options: Lower the price limit, compare another property or wait for critical checks. A favourable model result is not a recommendation to make an unconditional offer.
Next action: Re-run the existing calculator with documented inputs, then agree your conditions and walk-away point with the relevant professionals.
When to revisit: Revisit when any input, approval condition, price or property finding changes.
General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.
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Market Intelligence
Narraweena, NSW 2099 is a highly sought-after suburb on the Northern Beaches of Sydney, offering a unique blend of lifestyle, market position, and investment outlook. With a median house price of $1,850,000 and a median unit price of $920,000, Narraweena is positioned as a premium suburb with a strong demand for housing. The suburb boasts a walkability score of 72/100, making it an attractive option for families and professionals who value convenience and accessibility. The local schools have a rating of 8/10, and the safety rating is also 8/10, providing residents with a sense of security and well-being. In terms of investment, Narraweena has a strong growth potential of 75/100 and a rental yield of 3.2% for houses, making it an attractive option for investors. The suburb's proximity to the CBD, approximately 23km away, and its relatively low vacancy rate of 1.2% further solidify its position as a desirable investment destination. With a median income of $95,000 and a population of 3,200, Narraweena is an affluent suburb with a strong sense of community. Overall, Narraweena presents a compelling opportunity for investors, families, and professionals looking for a high-quality lifestyle and a strong potential for long-term growth.
Market Snapshot
Median House
$1.9M
+8.2% 1yr
Median Apartment
$920K
+6.5% 1yr
Median Townhouse
$1.4M
Vacancy Rate
1.2%
28 avg DOM
Yield (Apartment)
4.1%
Yield (House)
3.2%
Auction Clearance
75%
Population
3,200
True Cost Breakdown
Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier
Apartment
Purchase Price
$920,000
Stamp Duty
$35,930
1st Year Total
$68,324
House
Purchase Price
$1,850,000
Stamp Duty
$84,160
1st Year Total
$126,610
Townhouse
Purchase Price
$1,350,000
Stamp Duty
$56,660
1st Year Total
$92,012
Run Your Own Numbers
These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.
Community Profile
Median Income
$95,000
Median Age
42
Family Households
68%
Owner-Occupied
78%
Walkability
72/100
Public Transport
7/10
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