True Cost of Buying in North Kellyville
2155 NSW · 42km to CBD
A decision, not just a search · North Kellyville
Does the lower estimated monthly cost make a property the better buy?
Only under the assumptions entered—and cost is not the whole decision. This model compares scenarios, not lender approval, building condition or personal suitability. Replace defaults with current quotes and documents, then test whether the cost remains manageable when circumstances change.
Questions that could change the answer
- Which costs are current supplied figures, and which are model defaults?
- What happens to your buffer if interest, repairs or vacancy costs rise?
- What finance, contract or inspection condition remains unresolved before an offer?
Evidence to obtain—not yet verified here
- Current lender terms and approval conditions, not only a borrowing estimate.
- Dated levy notices, rates, insurance quotes and maintenance information.
- Contract advice, inspection findings and comparable sales evidence.
Other options: Lower the price limit, compare another property or wait for critical checks. A favourable model result is not a recommendation to make an unconditional offer.
Next action: Re-run the existing calculator with documented inputs, then agree your conditions and walk-away point with the relevant professionals.
When to revisit: Revisit when any input, approval condition, price or property finding changes.
General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.
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Market Intelligence
North Kellyville is a highly sought-after suburb in NSW, offering a unique blend of lifestyle and investment opportunities. With a median house price of $1,450,000 and a median unit price of $680,000, the suburb is positioned at the higher end of the market. The population of 12,500 enjoys a high median income of $115,000, reflecting the area's desirability and quality of life. The walkability score of 65.0/100 indicates a moderate level of pedestrian-friendly infrastructure, while the excellent schools rating of 8.0/10 and safety rating of 9.0/10 make it an attractive choice for families. Although the distance to the CBD is 42.0km, the suburb's investment score of 78.0/100 and growth potential of 82.0/100 suggest a strong outlook for property values. The rental yield for houses is 3.2%, and the low vacancy rate of 1.8% indicates a competitive rental market. Overall, North Kellyville presents a compelling opportunity for investors and homebuyers seeking a high-quality lifestyle and potential long-term capital growth.
Market Snapshot
Median House
$1.4M
+8.5% 1yr
Median Apartment
$680K
+6.8% 1yr
Median Townhouse
$950K
Vacancy Rate
1.8%
28 avg DOM
Yield (Apartment)
4.1%
Yield (House)
3.2%
Auction Clearance
72%
Population
12,500
True Cost Breakdown
Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier
Apartment
Purchase Price
$680,000
Stamp Duty
$25,130
1st Year Total
$53,756
House
Purchase Price
$1,450,000
Stamp Duty
$62,160
1st Year Total
$100,334
Townhouse
Purchase Price
$950,000
Stamp Duty
$37,280
1st Year Total
$67,748
Run Your Own Numbers
These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.
Community Profile
Median Income
$115,000
Median Age
34
Family Households
68%
Owner-Occupied
74%
Walkability
65/100
Public Transport
8/10
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