What is the true cost of buying an apartment in North Manly?

The median apartment in North Manly is $1,850,000. Including stamp duty ($84,160), strata, council rates, insurance, and mortgage repayments, the true first-year cost is approximately $124,760, or $10,397/month.

What does it really cost to buy a house in North Manly?

The median house in North Manly is $3,200,000. True first-year cost including stamp duty ($158,410), rates, insurance, maintenance, and mortgage repayments is approximately $215,272.

What is the vacancy rate in North Manly?

North Manly currently has a vacancy rate of 1.8%. Properties average 35 days on market.

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True Cost of Buying in North Manly

2100 NSW · 18km to CBD

Stable

A decision, not just a search · North Manly

Does the lower estimated monthly cost make a property the better buy?

Only under the assumptions entered—and cost is not the whole decision. This model compares scenarios, not lender approval, building condition or personal suitability. Replace defaults with current quotes and documents, then test whether the cost remains manageable when circumstances change.

Questions that could change the answer

Which costs are current supplied figures, and which are model defaults?
What happens to your buffer if interest, repairs or vacancy costs rise?
What finance, contract or inspection condition remains unresolved before an offer?

Evidence to obtain—not yet verified here

Current lender terms and approval conditions, not only a borrowing estimate.
Dated levy notices, rates, insurance quotes and maintenance information.
Contract advice, inspection findings and comparable sales evidence.

Other options: Lower the price limit, compare another property or wait for critical checks. A favourable model result is not a recommendation to make an unconditional offer.

Next action: Re-run the existing calculator with documented inputs, then agree your conditions and walk-away point with the relevant professionals.

When to revisit: Revisit when any input, approval condition, price or property finding changes.

General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.

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Market Intelligence

North Manly is a premium beachside suburb on Sydney's Northern Beaches, offering an exclusive coastal lifestyle with direct beach access and proximity to Manly's amenities. This small, predominantly residential enclave features a mix of modern apartments and established houses, attracting affluent professionals, downsizers, and lifestyle buyers seeking a relaxed beach community. The suburb commands premium property values due to its limited housing stock, beachfront location, and strong community focus on outdoor living. With excellent swimming and surfing conditions at North Manly Beach and easy access to Manly's dining and entertainment precincts, the area represents one of the Northern Beaches' most desirable addresses. Transport connectivity via bus to Manly Wharf provides ferry access to Sydney CBD, though limited local retail means residents rely on nearby Manly for shopping and services.

Direct beachfront access with excellent swimming and surfing conditionsPremium location with limited housing stock creating scarcity valueStrong community lifestyle focused on outdoor activities and beach cultureClose proximity to Manly's comprehensive amenities and entertainmentAffluent demographic with high household incomes and professional occupations

Market Snapshot

Median House

$3.2M

+8.5% 1yr

Median Apartment

$1.9M

+6.8% 1yr

Median Townhouse

—

Vacancy Rate

1.8%

35 avg DOM

Yield (Apartment)

3.4%

Yield (House)

2.8%

Auction Clearance

78%

Population

1,850

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$10,397/mo

Purchase Price

$1,850,000

Stamp Duty

$84,160

1st Year Total

$124,760

House

$17,939/mo

Purchase Price

$3,200,000

Stamp Duty

$158,410

1st Year Total

$215,272

Run Your Own Numbers

These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.

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