True Cost of Buying in North Narrabeen
2101 NSW · 28km to CBD
A decision, not just a search · North Narrabeen
Does the lower estimated monthly cost make a property the better buy?
Only under the assumptions entered—and cost is not the whole decision. This model compares scenarios, not lender approval, building condition or personal suitability. Replace defaults with current quotes and documents, then test whether the cost remains manageable when circumstances change.
Questions that could change the answer
- Which costs are current supplied figures, and which are model defaults?
- What happens to your buffer if interest, repairs or vacancy costs rise?
- What finance, contract or inspection condition remains unresolved before an offer?
Evidence to obtain—not yet verified here
- Current lender terms and approval conditions, not only a borrowing estimate.
- Dated levy notices, rates, insurance quotes and maintenance information.
- Contract advice, inspection findings and comparable sales evidence.
Other options: Lower the price limit, compare another property or wait for critical checks. A favourable model result is not a recommendation to make an unconditional offer.
Next action: Re-run the existing calculator with documented inputs, then agree your conditions and walk-away point with the relevant professionals.
When to revisit: Revisit when any input, approval condition, price or property finding changes.
General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.
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Market Intelligence
North Narrabeen, located 28 kilometres from the Sydney CBD, is a highly sought-after suburb that offers a unique blend of lifestyle, market position, and investment potential. With a median house price of $2,850,000 and a median unit price of $1,650,000, this suburb is ideal for high-end buyers and investors looking for strong growth prospects. The area boasts a walkability score of 65, indicating a moderate level of pedestrian-friendly infrastructure, while its schools rating of 7 out of 10 and safety rating of 9 out of 10 make it an attractive option for families. The investment score of 78 and growth potential of 82 suggest a promising outlook for property investors, with rental yields for houses at 2.8% and a low vacancy rate of 1.2%. The median income of $125,000 and a population of 1,850 contribute to a vibrant and affluent community. Overall, North Narrabeen presents a compelling opportunity for those seeking a high-quality lifestyle and strong investment returns in the Sydney property market.
Market Snapshot
Median House
$2.9M
+8.5% 1yr
Median Apartment
$1.6M
+6.8% 1yr
Median Townhouse
$2.2M
Vacancy Rate
1.2%
32 avg DOM
Yield (Apartment)
3.5%
Yield (House)
2.8%
Auction Clearance
75%
Population
1,850
True Cost Breakdown
Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier
Apartment
Purchase Price
$1,650,000
Stamp Duty
$73,160
1st Year Total
$112,616
House
Purchase Price
$2,850,000
Stamp Duty
$139,160
1st Year Total
$192,282
Townhouse
Purchase Price
$2,200,000
Stamp Duty
$103,410
1st Year Total
$143,588
Run Your Own Numbers
These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.
Community Profile
Median Income
$125,000
Median Age
42
Family Households
68%
Owner-Occupied
72%
Walkability
65/100
Public Transport
4/10
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