What is the true cost of buying an apartment in North Rocks?

The median apartment in North Rocks is $850,000. Including stamp duty ($32,780), strata, council rates, insurance, and mortgage repayments, the true first-year cost is approximately $64,076, or $5,340/month.

What does it really cost to buy a house in North Rocks?

The median house in North Rocks is $1,650,000. True first-year cost including stamp duty ($73,160), rates, insurance, maintenance, and mortgage repayments is approximately $113,466.

What is the vacancy rate in North Rocks?

North Rocks currently has a vacancy rate of 1.8%. Properties average 32 days on market.

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True Cost of Buying in North Rocks

2151 NSW · 25km to CBD

Stable

A decision, not just a search · North Rocks

Does the lower estimated monthly cost make a property the better buy?

Only under the assumptions entered—and cost is not the whole decision. This model compares scenarios, not lender approval, building condition or personal suitability. Replace defaults with current quotes and documents, then test whether the cost remains manageable when circumstances change.

Questions that could change the answer

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What finance, contract or inspection condition remains unresolved before an offer?

Evidence to obtain—not yet verified here

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Dated levy notices, rates, insurance quotes and maintenance information.
Contract advice, inspection findings and comparable sales evidence.

Other options: Lower the price limit, compare another property or wait for critical checks. A favourable model result is not a recommendation to make an unconditional offer.

Next action: Re-run the existing calculator with documented inputs, then agree your conditions and walk-away point with the relevant professionals.

When to revisit: Revisit when any input, approval condition, price or property finding changes.

General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.

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Market Intelligence

North Rocks presents as an established, family-oriented suburb in Sydney's Hills District, offering a compelling blend of residential amenity and investment potential. With a median house price of $1,650,000, the suburb positions itself in the premium mid-market segment, attracting affluent families seeking quality education and a safe community environment. The population of 4,200 enjoys a median income of $98,000, reflecting the area's professional demographic. The suburb's excellent schools rating of 8.0/10 and matching safety rating of 8.0/10 underscore its appeal to families prioritizing education and security. Located 25km from the CBD, North Rocks offers a reasonable commute while maintaining a suburban lifestyle characterized by leafy streets and established homes. The walkability score of 65.0/100 indicates moderate pedestrian accessibility, with residents having access to local amenities while remaining car-dependent for many activities. From an investment perspective, North Rocks demonstrates solid fundamentals with an investment score of 78.0/100 and growth potential of 75.0/100. The rental yield of 3.2% for houses is typical for established Sydney suburbs in this price bracket, while the low vacancy rate of 1.8% signals strong rental demand and market stability. The unit market at $850,000 provides an accessible entry point for investors and downsizers. The suburb's position in the Hills District benefits from ongoing infrastructure development and the area's reputation as a family-friendly enclave, suggesting continued capital growth prospects supported by consistent demand from owner-occupiers and investors alike.

Exceptional schools rating of 8.0/10 attracting education-focused families and supporting long-term property demandHigh safety rating of 8.0/10 providing peace of mind for families and enhancing suburb desirabilityStrong investment score of 78.0/100 indicating solid fundamentals and market confidenceVery low vacancy rate of 1.8% demonstrating consistent rental demand and market stabilityAbove-average median household income of $98,000 reflecting affluent, stable demographic

Market Snapshot

Median House

$1.6M

+8.5% 1yr

Median Apartment

$850K

+6.2% 1yr

Median Townhouse

$1.2M

Vacancy Rate

1.8%

32 avg DOM

Yield (Apartment)

4.1%

Yield (House)

3.2%

Auction Clearance

72%

Population

4,200

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$5,340/mo

Purchase Price

$850,000

Stamp Duty

$32,780

1st Year Total

$64,076

House

$9,456/mo

Purchase Price

$1,650,000

Stamp Duty

$73,160

1st Year Total

$113,466

Townhouse

$6,910/mo

Purchase Price

$1,200,000

Stamp Duty

$48,530

1st Year Total

$82,916

Run Your Own Numbers

These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.

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