True Cost of Buying in Pennant Hills
2120 NSW · 25km to CBD
Market Intelligence
Pennant Hills is a well-established, family-oriented suburb in Sydney's Hills District, located approximately 25km northwest of the CBD. Known for its premium position in the local market, the suburb attracts families seeking quality education options, including the highly regarded Pennant Hills High School and several excellent primary schools. The area features a mature residential character with predominantly detached houses on larger blocks, complemented by some newer apartment developments. Pennant Hills offers excellent community amenities including Pennant Hills Park with extensive recreational facilities, the local shopping centre, and proximity to Westfield Hornsby. The suburb benefits from strong transport connections via Pennant Hills Railway Station on the T1 North Shore Line, providing direct access to Sydney CBD, while Pennant Hills Road offers convenient access to the M1 and M2 motorways. The community is characterized by established families and professionals, with a growing population of overseas-born residents, particularly from Asian countries. Property values have shown steady growth over the past decade, though with some moderation in 2023-2024, reflecting the suburb's enduring appeal and premium market position in the Hills District.
Market Snapshot
Median House
$1.6M
+3.2% 1yr
Median Apartment
$750K
+2.8% 1yr
Median Townhouse
$1.2M
Vacancy Rate
1.8%
32 avg DOM
Yield (Apartment)
4.2%
Yield (House)
3.1%
Auction Clearance
72%
Population
8,200
True Cost Breakdown
Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier
Apartment
Purchase Price
$750,000
Stamp Duty
$28,280
1st Year Total
$58,004
House
Purchase Price
$1,650,000
Stamp Duty
$73,160
1st Year Total
$113,466
Townhouse
Purchase Price
$1,200,000
Stamp Duty
$48,530
1st Year Total
$82,916
Run Your Own Numbers
These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.
Community Profile
Median Income
$95,000
Median Age
42
Family Households
68%
Owner-Occupied
78%
Walkability
65/100
Public Transport
7/10
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