True Cost of Buying in Rosebery

2018 NSW · 4km to CBD

Stable

A decision, not just a search · Rosebery

Does the lower estimated monthly cost make a property the better buy?

Only under the assumptions entered—and cost is not the whole decision. This model compares scenarios, not lender approval, building condition or personal suitability. Replace defaults with current quotes and documents, then test whether the cost remains manageable when circumstances change.

Questions that could change the answer

  • Which costs are current supplied figures, and which are model defaults?
  • What happens to your buffer if interest, repairs or vacancy costs rise?
  • What finance, contract or inspection condition remains unresolved before an offer?

Evidence to obtain—not yet verified here

  • Current lender terms and approval conditions, not only a borrowing estimate.
  • Dated levy notices, rates, insurance quotes and maintenance information.
  • Contract advice, inspection findings and comparable sales evidence.

Other options: Lower the price limit, compare another property or wait for critical checks. A favourable model result is not a recommendation to make an unconditional offer.

Next action: Re-run the existing calculator with documented inputs, then agree your conditions and walk-away point with the relevant professionals.

When to revisit: Revisit when any input, approval condition, price or property finding changes.

General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.

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Market Intelligence

Rosebery, NSW 2018 is a rapidly transforming inner-city suburb located just 4km south of Sydney CBD, experiencing significant urban redevelopment and population growth. Once an industrial area, it has evolved into a modern residential precinct dominated by contemporary apartment complexes and townhouses, attracting young professionals and families seeking proximity to the city. The suburb benefits from excellent transport connectivity through Green Square train station and multiple bus routes, while offering access to quality amenities including Green Square Library and Plaza, diverse dining options, and nearby recreational facilities like Centennial Park. The area's multicultural community reflects Sydney's diversity, with significant Asian and European populations contributing to a vibrant local culture. Property values have risen substantially due to the urban renewal, limited heritage housing stock, and strong investor interest in new developments. The ongoing infrastructure improvements and planned Sydney Metro connections position Rosebery as an increasingly desirable location for both owner-occupiers and investors, though the rapid development has created challenges around traffic congestion and limited traditional suburban character.

Prime inner-city location just 4km from Sydney CBDExcellent public transport connectivity via Green Square station and bus networksModern infrastructure with new apartment developments and urban amenitiesStrong rental market driven by proximity to CBD and universitiesAccess to quality recreational facilities including Centennial Park and Moore Park

Market Snapshot

Median House

$1.6M

+8.2% 1yr

Median Apartment

$875K

+6.8% 1yr

Median Townhouse

$1.3M

Vacancy Rate

1.8%

28 avg DOM

Yield (Apartment)

4.1%

Yield (House)

3.2%

Auction Clearance

78%

Population

8,500

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$5,466/mo

Purchase Price

$875,000

Stamp Duty

$33,905

1st Year Total

$65,588

House

$9,456/mo

Purchase Price

$1,650,000

Stamp Duty

$73,160

1st Year Total

$113,466

Townhouse

$7,163/mo

Purchase Price

$1,250,000

Stamp Duty

$51,160

1st Year Total

$85,952

Run Your Own Numbers

These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.

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Community Profile

Median Income

$95,000

Median Age

33

Family Households

42%

Owner-Occupied

45%

Walkability

82/100

Public Transport

9/10

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