What is the true cost of buying an apartment in Rosehill?

The median apartment in Rosehill is $580,000. Including stamp duty ($20,630), strata, council rates, insurance, and mortgage repayments, the true first-year cost is approximately $47,696, or $3,975/month.

What does it really cost to buy a house in Rosehill?

The median house in Rosehill is $950,000. True first-year cost including stamp duty ($37,280), rates, insurance, maintenance, and mortgage repayments is approximately $67,498.

What is the vacancy rate in Rosehill?

Rosehill currently has a vacancy rate of 1.8%. Properties average 32 days on market.

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True Cost of Buying in Rosehill

2142 NSW · 23km to CBD

Stable

A decision, not just a search · Rosehill

Does the lower estimated monthly cost make a property the better buy?

Only under the assumptions entered—and cost is not the whole decision. This model compares scenarios, not lender approval, building condition or personal suitability. Replace defaults with current quotes and documents, then test whether the cost remains manageable when circumstances change.

Questions that could change the answer

Which costs are current supplied figures, and which are model defaults?
What happens to your buffer if interest, repairs or vacancy costs rise?
What finance, contract or inspection condition remains unresolved before an offer?

Evidence to obtain—not yet verified here

Current lender terms and approval conditions, not only a borrowing estimate.
Dated levy notices, rates, insurance quotes and maintenance information.
Contract advice, inspection findings and comparable sales evidence.

Other options: Lower the price limit, compare another property or wait for critical checks. A favourable model result is not a recommendation to make an unconditional offer.

Next action: Re-run the existing calculator with documented inputs, then agree your conditions and walk-away point with the relevant professionals.

When to revisit: Revisit when any input, approval condition, price or property finding changes.

General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.

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Market Intelligence

Rosehill, NSW 2142 is a diverse Western Sydney suburb located 23km from Sydney CBD, known for its famous racecourse and multicultural community. The suburb offers excellent connectivity via Rosehill railway station and proximity to Parramatta CBD, making it attractive to families seeking affordable housing with good transport links. The area features a mix of older fibro homes and newer brick constructions, with predominantly detached houses complemented by some townhouses and unit developments. Rosehill benefits from significant infrastructure development in the broader Parramatta region, driving steady property value growth and strong rental demand. The community is characterized by diverse cultural backgrounds, particularly Middle Eastern and Asian populations, with many multi-generational households and families with children. Local amenities include parks, recreational facilities, diverse dining options, and access to Parramatta River foreshore areas, while major shopping and employment opportunities are readily accessible in nearby Parramatta.

Excellent transport connectivity via Western Line and proximity to M4 motorwayClose to Parramatta CBD and major employment hubHome to iconic Rosehill RacecourseStrong multicultural community with diverse amenitiesAffordable housing compared to inner Sydney

Market Snapshot

Median House

$950K

+8.2% 1yr

Median Apartment

$580K

+6.8% 1yr

Median Townhouse

$720K

Vacancy Rate

1.8%

32 avg DOM

Yield (Apartment)

5.2%

Yield (House)

4.1%

Auction Clearance

68%

Population

4,200

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$3,975/mo

Purchase Price

$580,000

Stamp Duty

$20,630

1st Year Total

$47,696

House

$5,625/mo

Purchase Price

$950,000

Stamp Duty

$37,280

1st Year Total

$67,498

Townhouse

$4,483/mo

Purchase Price

$720,000

Stamp Duty

$26,930

1st Year Total

$53,792

Run Your Own Numbers

These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.

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