What is the true cost of buying an apartment in Roselands?

The median apartment in Roselands is $580,000. Including stamp duty ($20,630), strata, council rates, insurance, and mortgage repayments, the true first-year cost is approximately $47,696, or $3,975/month.

What does it really cost to buy a house in Roselands?

The median house in Roselands is $920,000. True first-year cost including stamp duty ($35,930), rates, insurance, maintenance, and mortgage repayments is approximately $65,524.

What is the vacancy rate in Roselands?

Roselands currently has a vacancy rate of 2.1%. Properties average 35 days on market.

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True Cost of Buying in Roselands

2196 NSW · 18km to CBD

Stable

A decision, not just a search · Roselands

Does the lower estimated monthly cost make a property the better buy?

Only under the assumptions entered—and cost is not the whole decision. This model compares scenarios, not lender approval, building condition or personal suitability. Replace defaults with current quotes and documents, then test whether the cost remains manageable when circumstances change.

Questions that could change the answer

Which costs are current supplied figures, and which are model defaults?
What happens to your buffer if interest, repairs or vacancy costs rise?
What finance, contract or inspection condition remains unresolved before an offer?

Evidence to obtain—not yet verified here

Current lender terms and approval conditions, not only a borrowing estimate.
Dated levy notices, rates, insurance quotes and maintenance information.
Contract advice, inspection findings and comparable sales evidence.

Other options: Lower the price limit, compare another property or wait for critical checks. A favourable model result is not a recommendation to make an unconditional offer.

Next action: Re-run the existing calculator with documented inputs, then agree your conditions and walk-away point with the relevant professionals.

When to revisit: Revisit when any input, approval condition, price or property finding changes.

General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.

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Market Intelligence

Roselands is a diverse, family-oriented suburb in Canterbury-Bankstown, 18km southwest of Sydney CBD. Known for the major Roselands Shopping Centre, it offers excellent retail amenities and strong community facilities. The area features predominantly medium-density housing with a mix of older apartments and newer developments. With significant multicultural populations, particularly Middle Eastern and Asian communities, Roselands provides a vibrant cultural atmosphere. The suburb benefits from good bus connectivity, proximity to the M5 motorway, and access to quality schools and healthcare. Property values have shown steady growth, supported by consistent rental demand from families and young professionals. The area offers strong investment fundamentals with moderate entry costs, solid rental yields, and ongoing urban renewal initiatives that promise future growth potential.

Major regional shopping centre providing excellent retail amenitiesStrong multicultural community with diverse dining and cultural offeringsGood transport connectivity via bus networks and M5 motorway accessVariety of housing options from affordable units to family homesProximity to quality schools and healthcare facilities

Market Snapshot

Median House

$920K

+4.2% 1yr

Median Apartment

$580K

+3.8% 1yr

Median Townhouse

$750K

Vacancy Rate

2.1%

35 avg DOM

Yield (Apartment)

5.1%

Yield (House)

3.8%

Auction Clearance

68%

Population

8,500

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$3,975/mo

Purchase Price

$580,000

Stamp Duty

$20,630

1st Year Total

$47,696

House

$5,460/mo

Purchase Price

$920,000

Stamp Duty

$35,930

1st Year Total

$65,524

Townhouse

$4,634/mo

Purchase Price

$750,000

Stamp Duty

$28,280

1st Year Total

$55,604

Run Your Own Numbers

These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.

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