What is the true cost of buying an apartment in Rozelle?

The median apartment in Rozelle is $950,000. Including stamp duty ($37,280), strata, council rates, insurance, and mortgage repayments, the true first-year cost is approximately $70,148, or $5,846/month.

What does it really cost to buy a house in Rozelle?

The median house in Rozelle is $1,850,000. True first-year cost including stamp duty ($84,160), rates, insurance, maintenance, and mortgage repayments is approximately $126,610.

What is the vacancy rate in Rozelle?

Rozelle currently has a vacancy rate of 1.8%. Properties average 28 days on market.

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True Cost of Buying in Rozelle

2039 NSW · 4km to CBD

Stable

A decision, not just a search · Rozelle

Does the lower estimated monthly cost make a property the better buy?

Only under the assumptions entered—and cost is not the whole decision. This model compares scenarios, not lender approval, building condition or personal suitability. Replace defaults with current quotes and documents, then test whether the cost remains manageable when circumstances change.

Questions that could change the answer

Which costs are current supplied figures, and which are model defaults?
What happens to your buffer if interest, repairs or vacancy costs rise?
What finance, contract or inspection condition remains unresolved before an offer?

Evidence to obtain—not yet verified here

Current lender terms and approval conditions, not only a borrowing estimate.
Dated levy notices, rates, insurance quotes and maintenance information.
Contract advice, inspection findings and comparable sales evidence.

Other options: Lower the price limit, compare another property or wait for critical checks. A favourable model result is not a recommendation to make an unconditional offer.

Next action: Re-run the existing calculator with documented inputs, then agree your conditions and walk-away point with the relevant professionals.

When to revisit: Revisit when any input, approval condition, price or property finding changes.

General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.

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Market Intelligence

Rozelle is a highly desirable inner-west suburb located just 4km from Sydney CBD, known for its heritage character, vibrant cafe culture, and strong community feel. The suburb has undergone significant gentrification over the past two decades, attracting young professionals and families seeking proximity to the city with a village-like atmosphere. Dominated by heritage terrace houses and modern apartments, Rozelle offers excellent walkability along Darling Street's commercial strip and benefits from nearby green spaces like Callan Park. The area has been significantly impacted by the WestConnex infrastructure project, including the Rozelle Interchange, which has improved motorway access but created some local concerns. Property values have shown strong growth, reflecting the suburb's premium inner-west positioning and limited housing supply. The community is highly educated and affluent, with a strong representation of creative professionals and knowledge workers. Transport connectivity relies primarily on bus services and nearby ferry access at Balmain, with future Metro West connections planned. The suburb maintains an active community spirit through local markets, resident groups, and a thriving hospitality scene that attracts visitors from across Sydney.

Premium inner-west location just 4km from Sydney CBDStrong heritage character with well-preserved terrace housesVibrant cafe and restaurant scene along Darling StreetExcellent walkability and community atmosphereHigh capital growth potential and property values

Market Snapshot

Median House

$1.9M

+4.2% 1yr

Median Apartment

$950K

+3.8% 1yr

Median Townhouse

$1.4M

Vacancy Rate

1.8%

28 avg DOM

Yield (Apartment)

4.1%

Yield (House)

3.2%

Auction Clearance

72%

Population

8,500

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$5,846/mo

Purchase Price

$950,000

Stamp Duty

$37,280

1st Year Total

$70,148

House

$10,551/mo

Purchase Price

$1,850,000

Stamp Duty

$84,160

1st Year Total

$126,610

Townhouse

$8,174/mo

Purchase Price

$1,450,000

Stamp Duty

$62,160

1st Year Total

$98,084

Run Your Own Numbers

These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.

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