True Cost of Buying in South Coogee
2034 NSW · 9km to CBD
A decision, not just a search · South Coogee
Does the lower estimated monthly cost make a property the better buy?
Only under the assumptions entered—and cost is not the whole decision. This model compares scenarios, not lender approval, building condition or personal suitability. Replace defaults with current quotes and documents, then test whether the cost remains manageable when circumstances change.
Questions that could change the answer
- Which costs are current supplied figures, and which are model defaults?
- What happens to your buffer if interest, repairs or vacancy costs rise?
- What finance, contract or inspection condition remains unresolved before an offer?
Evidence to obtain—not yet verified here
- Current lender terms and approval conditions, not only a borrowing estimate.
- Dated levy notices, rates, insurance quotes and maintenance information.
- Contract advice, inspection findings and comparable sales evidence.
Other options: Lower the price limit, compare another property or wait for critical checks. A favourable model result is not a recommendation to make an unconditional offer.
Next action: Re-run the existing calculator with documented inputs, then agree your conditions and walk-away point with the relevant professionals.
When to revisit: Revisit when any input, approval condition, price or property finding changes.
General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.
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Market Intelligence
South Coogee is a premium coastal suburb in Sydney's Eastern Suburbs, offering an enviable beachside lifestyle with direct access to pristine beaches and the famous Bondi to Coogee coastal walk. This small, tightly-held suburb is characterized by modern apartment complexes and some townhouses, attracting young professionals, families, and investors seeking coastal living with city connectivity. The area benefits from proximity to UNSW and Randwick TAFE, creating strong rental demand from students and academics. While lacking extensive local retail, residents enjoy easy access to Coogee's vibrant café scene and shopping strip. The suburb's limited housing stock and prime coastal location drive strong property values and rental yields. Transport relies primarily on bus connections to Bondi Junction and the CBD, with excellent cycling infrastructure along the coast. The community embraces an active, outdoor-focused lifestyle with beach activities, coastal walks, and recreational pursuits central to daily life.
Market Snapshot
Median House
$2.5M
+8.5% 1yr
Median Apartment
$1.4M
+9.2% 1yr
Median Townhouse
$1.9M
Vacancy Rate
1.8%
28 avg DOM
Yield (Apartment)
4.1%
Yield (House)
3.2%
Auction Clearance
78%
Population
1,850
True Cost Breakdown
Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier
Apartment
Purchase Price
$1,350,000
Stamp Duty
$56,660
1st Year Total
$94,412
House
Purchase Price
$2,450,000
Stamp Duty
$117,160
1st Year Total
$166,018
Townhouse
Purchase Price
$1,850,000
Stamp Duty
$84,160
1st Year Total
$122,360
Run Your Own Numbers
These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.
Community Profile
Median Income
$95,000
Median Age
33
Family Households
42%
Owner-Occupied
58%
Walkability
78/100
Public Transport
6/10
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