True Cost of Buying in South Hurstville
2221 NSW · 18km to CBD
A decision, not just a search · South Hurstville
Does the lower estimated monthly cost make a property the better buy?
Only under the assumptions entered—and cost is not the whole decision. This model compares scenarios, not lender approval, building condition or personal suitability. Replace defaults with current quotes and documents, then test whether the cost remains manageable when circumstances change.
Questions that could change the answer
- Which costs are current supplied figures, and which are model defaults?
- What happens to your buffer if interest, repairs or vacancy costs rise?
- What finance, contract or inspection condition remains unresolved before an offer?
Evidence to obtain—not yet verified here
- Current lender terms and approval conditions, not only a borrowing estimate.
- Dated levy notices, rates, insurance quotes and maintenance information.
- Contract advice, inspection findings and comparable sales evidence.
Other options: Lower the price limit, compare another property or wait for critical checks. A favourable model result is not a recommendation to make an unconditional offer.
Next action: Re-run the existing calculator with documented inputs, then agree your conditions and walk-away point with the relevant professionals.
When to revisit: Revisit when any input, approval condition, price or property finding changes.
General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.
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Market Intelligence
South Hurstville is a well-established residential suburb located 18km south of Sydney CBD in the St George region. The area is characterized by its diverse multicultural population, particularly Chinese, Greek, and Italian communities, creating a vibrant cultural atmosphere. The suburb offers excellent connectivity with Hurstville Station just 1.5km away on the T4 line, complemented by comprehensive bus services. Housing stock is predominantly detached homes with some unit developments and townhouses, making it attractive to first home buyers and investors seeking more affordable alternatives to nearby Hurstville. The community benefits from quality local amenities including South Hurstville Public School, proximity to Westfield Hurstville, and recreational facilities like Gannons Park. The property market has shown steady growth with gentrification pressure gradually improving values while maintaining relative affordability compared to surrounding areas. Strong infrastructure development through Georges River Council and broader Sydney transport investments position the suburb well for continued growth.
Market Snapshot
Median House
$1.4M
+9.2% 1yr
Median Apartment
$720K
+7.8% 1yr
Median Townhouse
$980K
Vacancy Rate
1.8%
32 avg DOM
Yield (Apartment)
4.1%
Yield (House)
3.2%
Auction Clearance
74%
Population
4,200
True Cost Breakdown
Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier
Apartment
Purchase Price
$720,000
Stamp Duty
$26,930
1st Year Total
$56,192
House
Purchase Price
$1,350,000
Stamp Duty
$56,660
1st Year Total
$93,762
Townhouse
Purchase Price
$980,000
Stamp Duty
$38,630
1st Year Total
$69,560
Run Your Own Numbers
These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.
Community Profile
Median Income
$68,000
Median Age
38
Family Households
58%
Owner-Occupied
62%
Walkability
68/100
Public Transport
7/10
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