True Cost of Buying in South Turramurra
2074 NSW · 22km to CBD
A decision, not just a search · South Turramurra
Does the lower estimated monthly cost make a property the better buy?
Only under the assumptions entered—and cost is not the whole decision. This model compares scenarios, not lender approval, building condition or personal suitability. Replace defaults with current quotes and documents, then test whether the cost remains manageable when circumstances change.
Questions that could change the answer
- Which costs are current supplied figures, and which are model defaults?
- What happens to your buffer if interest, repairs or vacancy costs rise?
- What finance, contract or inspection condition remains unresolved before an offer?
Evidence to obtain—not yet verified here
- Current lender terms and approval conditions, not only a borrowing estimate.
- Dated levy notices, rates, insurance quotes and maintenance information.
- Contract advice, inspection findings and comparable sales evidence.
Other options: Lower the price limit, compare another property or wait for critical checks. A favourable model result is not a recommendation to make an unconditional offer.
Next action: Re-run the existing calculator with documented inputs, then agree your conditions and walk-away point with the relevant professionals.
When to revisit: Revisit when any input, approval condition, price or property finding changes.
General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.
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Market Intelligence
South Turramurra is an affluent, family-oriented suburb located in Sydney's prestigious Upper North Shore, approximately 22km north of the CBD. This exclusive residential enclave is characterized by spacious detached homes on large blocks, attracting high-income families seeking quality education, lifestyle amenities, and natural beauty. The suburb benefits from excellent connectivity via Turramurra railway station, proximity to top-tier public and private schools including Turramurra High School, and abundant recreational facilities including the renowned Turramurra Golf Course and Country Club. With its tree-lined streets, low-density housing, and strong community spirit, South Turramurra represents one of Sydney's most desirable residential addresses. The area maintains a diverse population with significant Asian Australian representation, reflecting the multicultural nature of modern Sydney's affluent suburbs. Property values remain robust despite broader market corrections, supported by limited housing stock and consistent demand from families prioritizing education and lifestyle amenities.
Market Snapshot
Median House
$2.9M
+3.2% 1yr
Median Apartment
$1.4M
+2.1% 1yr
Median Townhouse
$2.1M
Vacancy Rate
1.8%
42 avg DOM
Yield (Apartment)
3.4%
Yield (House)
2.8%
Auction Clearance
68%
Population
3,200
True Cost Breakdown
Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier
Apartment
Purchase Price
$1,450,000
Stamp Duty
$62,160
1st Year Total
$100,484
House
Purchase Price
$2,850,000
Stamp Duty
$139,160
1st Year Total
$192,282
Townhouse
Purchase Price
$2,100,000
Stamp Duty
$97,910
1st Year Total
$137,528
Run Your Own Numbers
These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.
Community Profile
Median Income
$165,000
Median Age
42
Family Households
68%
Owner-Occupied
72%
Walkability
65/100
Public Transport
8/10
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