True Cost of Buying in Tennyson Point

2111 NSW · 18km to CBD

Stable

A decision, not just a search · Tennyson Point

Does the lower estimated monthly cost make a property the better buy?

Only under the assumptions entered—and cost is not the whole decision. This model compares scenarios, not lender approval, building condition or personal suitability. Replace defaults with current quotes and documents, then test whether the cost remains manageable when circumstances change.

Questions that could change the answer

  • Which costs are current supplied figures, and which are model defaults?
  • What happens to your buffer if interest, repairs or vacancy costs rise?
  • What finance, contract or inspection condition remains unresolved before an offer?

Evidence to obtain—not yet verified here

  • Current lender terms and approval conditions, not only a borrowing estimate.
  • Dated levy notices, rates, insurance quotes and maintenance information.
  • Contract advice, inspection findings and comparable sales evidence.

Other options: Lower the price limit, compare another property or wait for critical checks. A favourable model result is not a recommendation to make an unconditional offer.

Next action: Re-run the existing calculator with documented inputs, then agree your conditions and walk-away point with the relevant professionals.

When to revisit: Revisit when any input, approval condition, price or property finding changes.

General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.

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Market Intelligence

Tennyson Point is an exclusive waterfront suburb located on a peninsula along the Parramatta River in Sydney's Northern Suburbs. This prestigious enclave offers a unique combination of waterfront living with convenient access to major business districts including Ryde and Parramatta. The suburb is characterized by premium single-family homes and select townhouse developments, many featuring water views and direct river access through the local marina. With limited housing stock due to geographic constraints and heritage restrictions, property values remain consistently high. The community enjoys a peaceful, resort-like atmosphere with riverside parks, walking tracks, and strong neighborhood connections, while benefiting from proximity to quality schools and shopping precincts in surrounding areas. Despite limited local retail and public transport options, the suburb attracts affluent families and retirees seeking premium waterfront lifestyle within commuting distance of Sydney's major employment centers.

Premium waterfront location with Parramatta River frontage and marina accessLimited housing supply creating scarcity value and price stabilityHigh-quality housing stock with many properties featuring water viewsStrong community atmosphere with active neighborhood associationsProximity to Ryde and Parramatta business districts and amenities

Market Snapshot

Median House

$2.1M

+8.5% 1yr

Median Apartment

$1.3M

+6.2% 1yr

Median Townhouse

$1.6M

Vacancy Rate

1.8%

32 avg DOM

Yield (Apartment)

3.4%

Yield (House)

2.8%

Auction Clearance

78%

Population

850

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$7,363/mo

Purchase Price

$1,250,000

Stamp Duty

$51,160

1st Year Total

$88,352

House

$12,193/mo

Purchase Price

$2,150,000

Stamp Duty

$100,660

1st Year Total

$146,314

Townhouse

$9,185/mo

Purchase Price

$1,650,000

Stamp Duty

$73,160

1st Year Total

$110,216

Run Your Own Numbers

These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.

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Community Profile

Median Income

$125,000

Median Age

47

Family Households

68%

Owner-Occupied

72%

Walkability

65/100

Public Transport

4/10

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