What is the true cost of buying an apartment in Vaucluse?

The median apartment in Vaucluse is $3,200,000. Including stamp duty ($158,410), strata, council rates, insurance, and mortgage repayments, the true first-year cost is approximately $206,672, or $17,223/month.

What does it really cost to buy a house in Vaucluse?

The median house in Vaucluse is $8,500,000. True first-year cost including stamp duty ($595,000), rates, insurance, maintenance, and mortgage repayments is approximately $563,372.

What is the vacancy rate in Vaucluse?

Vaucluse currently has a vacancy rate of 1.8%. Properties average 45 days on market.

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True Cost of Buying in Vaucluse

2030 NSW · 8km to CBD

Stable

A decision, not just a search · Vaucluse

Does the lower estimated monthly cost make a property the better buy?

Only under the assumptions entered—and cost is not the whole decision. This model compares scenarios, not lender approval, building condition or personal suitability. Replace defaults with current quotes and documents, then test whether the cost remains manageable when circumstances change.

Questions that could change the answer

Which costs are current supplied figures, and which are model defaults?
What happens to your buffer if interest, repairs or vacancy costs rise?
What finance, contract or inspection condition remains unresolved before an offer?

Evidence to obtain—not yet verified here

Current lender terms and approval conditions, not only a borrowing estimate.
Dated levy notices, rates, insurance quotes and maintenance information.
Contract advice, inspection findings and comparable sales evidence.

Other options: Lower the price limit, compare another property or wait for critical checks. A favourable model result is not a recommendation to make an unconditional offer.

Next action: Re-run the existing calculator with documented inputs, then agree your conditions and walk-away point with the relevant professionals.

When to revisit: Revisit when any input, approval condition, price or property finding changes.

General decision guidance—not a property assessment, personal recommendation or verified client result. Dates on surrounding market content apply to that content, not to checks on your property.

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Market Intelligence

Vaucluse is one of Sydney's most prestigious and affluent eastern suburbs, located 8km from the CBD with spectacular harbour and ocean views. This exclusive enclave is renowned for its luxury properties, historic significance, and proximity to world-class beaches including Nielsen Park and Parsley Bay. The suburb features predominantly high-value detached houses with limited apartment stock, attracting wealthy professionals, established families, and international buyers. Vaucluse offers an exceptional lifestyle with access to prestigious private schools like Kincoppal-Rose Bay, heritage sites including Vaucluse House, and premium recreational facilities. The community maintains a strong focus on heritage preservation and environmental protection, contributing to the suburb's enduring appeal. Despite limited commercial amenities within the suburb boundaries, residents enjoy easy access to nearby shopping and dining precincts. The property market remains consistently strong with significant capital growth potential, though rental yields are modest due to high property values. Transport relies primarily on bus connections to the CBD and eastern suburbs network, with no direct rail access.

Consistently ranks among Sydney's most expensive and prestigious suburbsSpectacular harbour and ocean views from many propertiesProximity to world-class beaches and recreational facilitiesAccess to prestigious private schools and educational institutionsStrong heritage character with Vaucluse House and historic parklands

Market Snapshot

Median House

$8.5M

+8.5% 1yr

Median Apartment

$3.2M

+6.8% 1yr

Median Townhouse

—

Vacancy Rate

1.8%

45 avg DOM

Yield (Apartment)

3.2%

Yield (House)

2.1%

Auction Clearance

75%

Population

2,800

True Cost Breakdown

Based on median prices · 20% deposit · 6.5% interest · 30-year term · Owner-occupier

Apartment

$17,223/mo

Purchase Price

$3,200,000

Stamp Duty

$158,410

1st Year Total

$206,672

House

$46,948/mo

Purchase Price

$8,500,000

Stamp Duty

$595,000

1st Year Total

$563,372

Run Your Own Numbers

These are median figures. Plug in the actual property you're looking at to see your real all-in cost — including first-home concessions, investment deductions, or different deposit amounts.

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